6401 Thomas Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 6401 Thomas Dr, North Highlands, CA 95660

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,051 sqft · built 1953
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$256,500 (Nov 2017)
Tax Bill$3,379 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Nov 2017 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN217-0022-011-0000

Property Details

APN / Parcel Number

Primary APN217-0022-011-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,051 sqft Living Area
1st Floor Area1,051 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6401 THOMAS DR
CityNORTH HIGHLANDS
StateCA
Zip95660-4013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionMCCLELLAN MEADOWS 04, LOT 476
Legal SubdivisionMCCLELLAN MEADOWS 04
Legal Lot Number476
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1019
Census Tract7402

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6401 THOMAS DR, NORTH HIGHLANDS, CA 95660-4013
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 28, 2017Grant Deed, Transfer · FHA Mortgage
ESSEX MTG
Nov 28, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Dec 4, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2017 · Amount on Record
Deed SaleNov 28, 2017 · Amount on Record
Prior SaleJul 31, 2003 · Amount on Record
Deed Book / Page20171128 / 1494
Prior Transfer DateNov 13, 2017
Prior Transfer Doc12040000001353
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6401 THOMAS DR, NORTH HIGHLANDS, CA 95660-4013
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6401 THOMAS DR, NORTH HIGHLANDS, CA 95660-4013

Mortgage

Document Number0000001168
DateFeb 13, 2024
Instrument202402131168
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateNov 28, 2017
Property Address6401 THOMAS DR, NORTH HIGHLANDS, CA 95660-4013
Document Number1711281494
Instrument DateNov 13, 2017
Instrument1711281494
Transaction TypeTransfer
Record UpdatedDec 7, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$282.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6401 THOMAS DR NORTH HIGHLANDS CA 956604013, NORTH HIGHLANDS, CA 95660-4013

Mortgage

Document Number1711281495
DateNov 28, 2017
Instrument1711281495
Lender
NameESSEX MTG
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 27, 2047

Mortgage

Document Number1711281496,
DateNov 28, 2017
Instrument1711281496
Lender
NameDATA MTG
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
AmountAmount Recorded
Term360 Months
DueNov 27, 2047

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateNov 28, 2017
Property Address6401 THOMAS DR, NORTH HIGHLANDS, CA 95660-4013
Document Number1711281493
Instrument DateNov 13, 2017
Instrument1711281493
Transaction TypeTransfer
Record UpdatedDec 6, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8534 TULLIA PL ANTELOPE CA 958435986, ANTELOPE, CA 95843-5986

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateDec 4, 2017
Property Address6401 THOMAS DR, NORTH HIGHLANDS, CA 95660-4013
Document Number1712041353
Instrument DateNov 13, 2017
Instrument1712041353
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6401 THOMAS DR NORTH HIGHLANDS CA 956604013, NORTH HIGHLANDS, CA 95660-4013

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictTwin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$297,274 (+2%) Land $69,632 Building $227,642
2025$3,379.00 (+5.1%) Homeowner's exemption$291,446 (+4.04%) Land $68,267 Building $223,179
2024$3,215.00 (-0.65%)
2023$3,236.00 (+6.31%) Homeowner's exemption$280,130 Land $65,617 Building $214,513
2022$3,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims13 (1986–2023)
Claims Outside the SFHA1 of 13
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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