6408 Rapids Ridge Rd NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 6408 Rapids Ridge Rd NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,963 sqft · built 2024
Lot Size	0.391 acres (17,031 sqft)
Owner	2 Individual Names on File
Last Sale	$957,500 (Jul 2025)
Tax Bill	$114 (2025)
Deeds & Mortgages	Oct 2024 Construction Loan Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12362-51004-00000`

Property Details

APN / Parcel Number

Primary APN	`12362-51004-00000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,963 sqft Living Area
Gross Area	4,576 sqft
1st Floor Area	2,288 sqft
Basement Area	2,288 sqft
Finished Basement	1,675 sqft
Unfinished Basement	613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,031 sqft (0.391 acres)
Lot Dimensions	10 ft deep x 145 ft wide
Porch	Open Frame Porch
Porch Area	543 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6408 RAPIDS RIDGE RD NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEXFORD WEST 1ST LOT 2
Legal Range	8W
Legal Township	84N
Legal Section	36
Legal Subdivision	WEXFORD WEST 1ST
Legal Lot Number	2
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1038
Census Tract	205

Owner

6408 Rapids Ridge Rd NE is owned and occupied by two individuals who bought it in July 2025.

Source: Linn County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6408 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7894
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2024	Deed of Trust, Mortgage · Construction Mortgage HIAWATHA BANK & TRUST COMPANY
Jul 21, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CEDAR RAPIDS BANK & TRUST CO
Sep 8, 2021	Warranty Deed, Transfer · Commercial Mortgage HIAWATHA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	Sep 8, 2021 · Amount on File
Deed Document Number	202519405
Deed Book / Page	2025 / 19405
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6408 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7894
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 BOYSON RD, MARION, IA 52302-9429

Mortgage

Document Number	2024004778
Date	Oct 22, 2024
Instrument	2024-004778

Lender

Name	HIAWATHA BANK & TRUST COMPANY
Type	Bank
Address	777 N CENTER POINT RD, HIAWATHA, IA 52233

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Jul 21, 2025
Property Address	6408 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7894
Document Number	2025019405
Instrument Date	Jul 9, 2025
Instrument	2025-019405
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,531.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6408 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7894

Mortgage

Document Number	2025019406
Date	Jul 21, 2025
Instrument	2025-019406

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Sep 8, 2021
Property Address	6408 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7894
Document Number	1113900522
Book / Page	11139 / 522
Instrument Date	Sep 8, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Tax	$130.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 BOYSON RD, MARION, IA 52302-9429
Investor	Possibly a Property Investor

Mortgage

Document Number	0011139523
Date	Sep 8, 2021
Instrument	11139/523

Lender

Name	HIAWATHA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6408 Rapids Ridge Rd NE was $114.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$809,900 (+224.61%) Land $111,000 Building $698,900	$809,900 (+224.61%) Land $111,000 Building $698,900
2025	$114.00	$249,500 Land $111,000 Building $138,500	$249,500 Land $111,000 Building $138,500
2024	$114.00
2023		$6,300 Land $6,300	$6,300 Land $6,300
2022	$132.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6408 Rapids Ridge Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6408 Rapids Ridge Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000

May also be available: CenturyLink, Palo Cooperative Telephone Association, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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