6324 Rapids Ridge Rd NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 6324 Rapids Ridge Rd NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,826 sqft · built 2024
Lot Size	0.621 acres (27,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Mar 2025)
Tax Bill	$184 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12362-77032-00000`

Property Details

APN / Parcel Number

Primary APN	`12362-77032-00000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,168 sqft Living Area
Gross Area	3,652 sqft
1st Floor Area	1,826 sqft
Basement Area	1,826 sqft
Finished Basement	1,342 sqft
Unfinished Basement	484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,050 sqft (0.621 acres)
Lot Dimensions	183 ft deep x 81 ft wide
Porch	Open Frame Porch
Porch Area	368 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6324 RAPIDS RIDGE RD NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEXFORD HEIGHTS 4TH LOT 6
Legal Range	8W
Legal Township	84N
Legal Section	36
Legal Subdivision	WEXFORD HEIGHTS 4TH
Legal Lot Number	6
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1042
Census Tract	205

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6324 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage LUANA SAVINGS BANK
Apr 5, 2024	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK
Mar 6, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LUANA SAVINGS BANK
Oct 31, 2019	Warranty Deed, Transfer NOT AVAILABLE
Oct 31, 2019	Deed of Trust, Mortgage FARMERS ST BK
Oct 31, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on Record
Deed Sale	Mar 6, 2025 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	20255295
Deed Book / Page	2025 / 5295
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6324 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6324 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866

Mortgage

Document Number	2025033231
Date	Dec 1, 2025
Instrument	2025-033231

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	PO BOX 200, POLK CITY, IA 50226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6324 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 LONGFELLOW DR A, A, HIAWATHA, IA 52233-2080

Mortgage

Document Number	1152269405
Date	Apr 5, 2024
Book Page	11522/69405

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	1240 8TH AVE, MARION, IA 52302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2054

March 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Mar 6, 2025
Property Address	6324 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Document Number	2025005295
Instrument Date	Feb 26, 2025
Instrument	2025-005295
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,136.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6324 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866

Mortgage

Document Number	2025005296
Date	Mar 6, 2025
Instrument	2025-005296

Lender

Name	LUANA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Oct 31, 2019
Property Address	6324 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Document Number	0104930573
Book / Page	010493 / 000573
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	222 3RD AVE SE #299 CEDAR RAPIDS IA 524011542, 299, CEDAR RAPIDS, IA 52401-1542

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6324 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Document Number	0104930575
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1011 LONGFELLOW DR #A HIAWATHA IA 522332069, A, HIAWATHA, IA 52233-2069

Mortgage

Document Number	0104930575
Date	Oct 31, 2019
Book Page	010493/000575

Lender

Name	FARMERS ST BK
Type	Bank
Address	MARION, IA 52302

Agreement

Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Oct 31, 2019
Property Address	6324 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Document Number	0104930574
Book / Page	010493 / 000574
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$142.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1011 LONGFELLOW DR #A HIAWATHA IA 522332069, A, HIAWATHA, IA 52233-2069
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,800 (-) Land $156,700 Building $531,100	$687,800 (-) Land $156,700 Building $531,100
2025	$184.00	$687,800 (+6,643.14%) Land $156,700 Building $531,100	$687,800 (+6,643.14%) Land $156,700 Building $531,100
2024	$184.00 (-14.81%)
2023		$10,200 (-) Land $10,200	$10,200 (-) Land $10,200
2022	$216.00 (+1.89%)	$10,200 Land $10,200
2021	$212.00		$10,200 Land $10,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000

May also be available: CenturyLink, Palo Cooperative Telephone Association, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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