6315 Rapids Ridge Rd NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 6315 Rapids Ridge Rd NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Dec 2022)
Tax Bill	$236 (2022)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-36-2-80-002-0-0000`

Property Details

APN / Parcel Number

Primary APN	`12-36-2-80-002-0-0000`

Exterior

Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	254 ft deep x 254 ft wide

Location & Zoning

Street Address	6315 RAPIDS RIDGE RD NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEXFORD HEIGHTS 4TH LOT 13
Legal Subdivision	FOURTH
Legal Lot Number	13
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1042
Census Tract	205

Owner

6315 Rapids Ridge Rd NE is owned by an individual who bought it in December 2022.

Source: Linn County records, as of March 4, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	125 18TH AVE, HIAWATHA, IA 52233-2038
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Commercial Mortgage HILLS BANK & TRUST COMPANY
Dec 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HILLS BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Deed Document Number	0011512433
Deed Book / Page	11512 / 433
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6315 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 18TH AVE, HIAWATHA, IA 52233-2038

Mortgage

Document Number	1152274130
Date	Apr 19, 2024
Book Page	11522/74130

Lender

Name	HILLS BANK & TRUST COMPANY
Type	Private Party
Address	131 E MAIN ST, HILLS, IA 52235

Agreement

Type	Commercial Mortgage

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Dec 8, 2022
Property Address	6315 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7866
Document Number	1151200433
Book / Page	11512 / 433
Instrument Date	Dec 2, 2022
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 18TH AVE, HIAWATHA, IA 52233-2038

Mortgage

Document Number	1151200434
Date	Dec 8, 2022
Book Page	11512/434

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Dec 2, 2025

Tax Assessment & Valuation

Source: Linn County assessment roll, as of May 1, 2023

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$11,200 Land $11,200	$11,200 Land $11,200
2022	$236.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6315 Rapids Ridge Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6315 Rapids Ridge Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: GigFire, Palo Cooperative Telephone Association.

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