6506 Rapids Ridge Rd NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 6506 Rapids Ridge Rd NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,119 sqft · built 2023
Lot Size	0.344 acres (14,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Oct 2025)
Tax Bill	$10,596 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12362-51008-00000`

Property Details

APN / Parcel Number

Primary APN	`12362-51008-00000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,119 sqft Living Area
Gross Area	3,882 sqft
1st Floor Area	1,941 sqft
Basement Area	1,941 sqft
Finished Basement	1,178 sqft
Unfinished Basement	763 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	109 ft deep x 87 ft wide
Porch	Open Frame Porch
Porch Area	299 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6506 RAPIDS RIDGE RD NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEXFORD WEST 1ST LOT 6
Legal Range	8W
Legal Township	84N
Legal Section	36
Legal Subdivision	WEXFORD WEST 1ST
Legal Lot Number	6
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1038
Census Tract	205

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6506 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit FREEDOMBANK
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage CEDAR RAPIDS BANK & TRUST CO
Sep 29, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 1, 2023	Warranty Deed, Construction Loan · Line of Credit COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	202527164
Deed Book / Page	2025 / 27164
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6506 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2987 SPRING VALLEY CT NE, SWISHER, IA 52338-9661

Mortgage

Document Number	1115400539
Date	Sep 23, 2021
Book Page	11154/539

Lender

Name	FREEDOMBANK
Type	Bank
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Oct 1, 2025
Property Address	6506 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886
Document Number	2025027164
Instrument Date	Sep 8, 2025
Instrument	2025-027164
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6506 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886

Mortgage

Document Number	2025027165
Date	Oct 1, 2025
Instrument	2025-027165

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Sep 29, 2023
Property Address	6506 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886
Document Number	1152207699
Book / Page	11522 / 7699
Instrument Date	Sep 26, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6506 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886

Mortgage

Document Number	0115227702
Date	Sep 29, 2023
Instrument	11522/7702

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Mar 1, 2023
Property Address	6506 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886
Document Number	1152119800
Book / Page	11521 / 19800
Instrument Date	Feb 28, 2023
Transaction Type	Construction Loan
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$147.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 226, MARION, IA 52302-0226
Investor	Possibly a Property Investor

Mortgage

Document Number	1152119802
Date	Mar 1, 2023
Instrument	11521/19802

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2053

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,700 (-) Land $119,100 Building $500,600	$619,700 (-) Land $119,100 Building $500,600
2025	$10,596.00	$619,700 (+11,167.27%) Land $119,100 Building $500,600	$619,700 (+11,167.27%) Land $119,100 Building $500,600
2024	$10,596.00 (+9,034.48%)
2023		$5,500 Land $5,500	$5,500 Land $5,500
2022	$116.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000

May also be available: CenturyLink, Palo Cooperative Telephone Association, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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