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640 Reserve Rd, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 640 Reserve Rd, Buffalo, NY 14224

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,146 sqft · built 1969
Lot Size0.402 acres (17,475 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Feb 2019)
Tax Bill$7,306 (2026)
Deeds & MortgagesFeb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-250-100

Property Details

APN / Parcel Number

Primary APN29-250-100
Alternative APNs
  • 68001441700010012000
  • 146800 144.17-10-12

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,146 sqft Total Area
1st Floor Area1,073 sqft
2nd Floor Area1,073 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1972
Architectural StyleOther
Exterior MaterialBrick
Lot Area17,475 sqft (0.402 acres)
Lot Dimensions233 ft deep x 75 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number29-250-100
Street Address640 RESERVE RD
CityBUFFALO
StateNY
Zip14224-4236
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code04 - FARM
Legal DescriptionPART OF FL-386 EBENEZER LAND'S 75 X 233.00
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block10
Legal Lot Number12.000
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group3
Census Block3007
Census Tract12003

Owner

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address640 RESERVE RD, BUFFALO, NY 14224-4236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2019 · Amount on Record
Deed SaleFeb 22, 2019 · Amount on Record
Prior SaleOct 28, 2016 · Amount on Record
Deed Document Number201936239
Deed Book / Page11341 / 3238
Prior Transfer DateMay 11, 2009
Prior Transfer Doc0111624102
Record UpdatedOct 29, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateFeb 22, 2019
Property Address640 RESERVE RD, BUFFALO, NY 14224-4236
Document Number0113413238
Book / Page011341 / 003238
Instrument DateFeb 21, 2019
Transaction TypeTransfer
Record UpdatedMar 13, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1379 TOWN LINE RD ALDEN NY 140049591, ALDEN, NY 14004-9591

Mortgage

Document Number138881808
DateFeb 22, 2019
Book Page013888/001808
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 21, 2049

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,306.00 (+92.52%)
2025$3,795.00 (-46.65%)$73,500 (-) Land $11,600 Building $61,900$306,300 (+4.18%) Land $48,341 Building $257,959
2024$7,113.00 (+6.61%)$73,500 (-) Land $11,600 Building $61,900$294,000 (+4%) Land $46,400 Building $247,600
2023$73,500 Land $11,600 Building $61,900$282,692 Land $44,615 Building $238,077
2019$6,672.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA WEST SENECA
serves 23,557 people · EPA ID NY1404543
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber		980 / 880

May also be available: T-Mobile.

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