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640 Harbour Dr, Naples, FL 34103 Property Records

Collier County property record for 640 Harbour Dr, Naples, FL 34103

Property Summary

Property TypeSingle Family Home
Details2,265 sqft · built 1970
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$1,150,000 (Feb 2021)
Tax Bill$19,280 (2025)
Deeds & MortgagesOct 2021 Transfer
Feb 2021 Sale
Flood ZoneZone X (moderate risk)
APN087400 3 364A28

Property Details

APN / Parcel Number

Primary APN087400 3 364A28
Alternative APN
  • 12832520005

Interior

Stories1 Story
Building Area2,265 sqft Living Area
1st Floor Area2,265 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1990
Construction TypeMasonry / Concrete Block
Lot Area13,504 sqft (0.31 acres)
Pool Area480 sqft
Deck Area820 sqft

Location & Zoning

Street Address640 HARBOUR DR
CityNAPLES
StateFL
Zip34103-4425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionMOORINGS UNIT 3 BLK 3 LOT 36
Legal Range25
Legal Township49
Legal Section28
Legal SubdivisionMOORINGS UNIT 3
Legal Tract087400
Legal Block3
Legal Lot Number36
Legal Unit3
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2002
Census Tract302

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address600 HARBOUR DR, NAPLES, FL 34103-4425
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Feb 2, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2021 · Amount on Record
Deed SaleFeb 2, 2021 · Amount on Record
Prior SaleSep 16, 2013 · Amount on Record
Deed Document Number20215994168
Deed Book / Page5885 / 584
Prior Transfer DateJan 27, 2005
Prior Transfer Doc0037313861
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateOct 28, 2021
Property Address640 HARBOUR DR, NAPLES, FL 34103-4425
Document Number0060333608
Book / Page6033 / 3608
Map ReferenceMB 3 PG 100
Instrument DateOct 20, 2021
Instrument6150935
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address600 HARBOUR DR, NAPLES, FL 34103-4425

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateFeb 2, 2021
Property Address640 HARBOUR DR, NAPLES, FL 34103-4425
Document Number0058850584
Book / Page5885 / 584
Map ReferenceMB 3 PG 100
Instrument DateJan 25, 2021
Instrument5994168
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$8,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address640 HARBOUR DR, 640, NAPLES, FL 34103-4425

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address600 HARBOUR DR, NAPLES, FL 34103-4425

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,865,712 (+8.35%) Land $1,679,007 Building $186,705$1,865,712 (-28%) Land $1,679,007 Building $186,705
2025$19,280.00 (+0.12%)$1,721,927 (+21%)$2,591,404 (+0.95%) Land $2,427,480 Building $163,924
2024$19,257.00 (+6.52%)
2023$18,078.00 (+42.5%)$1,423,080 (+1%)$2,567,040 (+98.42%) Land $2,494,910 Building $72,130
2022$12,686.00$1,293,709 Land $1,200,254 Building $93,455$1,293,709 Land $1,200,254 Building $93,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 188 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies321 units insured
incl. 133 condo units
Nearby Flood Claims178 (1982–2024)
Claims Outside the SFHA4 of 178
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 19 claims
  • Hurricane Ian, Oct 2022 · 63 claims
  • Hurricane Ian, Sep 2022 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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