625 Harbour Dr, Naples, FL 34103 Property Records

Collier County property record for 625 Harbour Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	3,937 sqft · built 2022
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$5,600,000 (Aug 2022)
Tax Bill	$45,133 (2025)
Deeds & Mortgages	Aug 2022 Sale Feb 2021 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`087700 5 164A28`

Property Details

APN / Parcel Number

Primary APN	`087700 5 164A28`
Alternative APNs	`128809200000234005164` `12880920000`

Interior

Stories	1 Story
Building Area	3,937 sqft Living Area
1st Floor Area	1,731 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	128 ft deep x 111 ft wide
Pool Area	504 sqft
Deck Area	806 sqft

Location & Zoning

Street Address	625 HARBOUR DR
City	NAPLES
State	FL
Zip	34103-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 4 BLK 5 LOT 16
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 4
Legal Tract	087700
Legal Block	5
Legal Lot Number	16
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1010
Census Tract	301

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	140 W LAKE ST, EXCELSIOR, MN 55331-1744
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 15, 2021	Warranty Deed, Transfer FIRST TITLE AND ABSTRACT, FIRST TITLE & ABSTRACT INC
Oct 12, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BK NA
Aug 14, 2020	Warranty Deed, Transfer SANDCASTLE TITLE INC
May 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Feb 15, 2021 · Amount on Record
Deed Document Number	20226296911
Deed Book / Page	6164 / 361
Prior Transfer Date	May 2, 2017
Prior Transfer Doc	0053910681
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 16, 2022
Property Address	625 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0061640361
Book / Page	6164 / 361
Map Reference	MB 3 PG 102
Instrument Date	Aug 12, 2022
Instrument	6296911
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$39,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6017 PINE RIDGE RD # RD454, RD454, NAPLES, FL 34119-3956

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	140 W LAKE ST, EXCELSIOR, MN 55331-1744

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 15, 2021
Property Address	625 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0058921750
Book / Page	5892 / 1750
Map Reference	MB 3 PG 102
Instrument Date	Feb 9, 2021
Instrument	6001868
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	FIRST TITLE AND ABSTRACT, FIRST TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 RENARD COURT, MARCO ISLAND, FL 34145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3633 TREASURE COVE CT, NAPLES, FL 34114-3993

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 12, 2020
Property Address	625 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0058282692
Book / Page	005828 / 002692
Instrument Date	Aug 28, 2020
Instrument	5936638
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NAPLES TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1347 HEGGEN ST #1A HUDSON WI 540169299, 1A, HUDSON, WI 54016-9299

Mortgage

Document Number	58282694
Date	Oct 12, 2020
Book Page	005828/002694
Instrument	5936639

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 14, 2020
Property Address	625 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0058013979
Book / Page	005801 / 003979
Instrument Date	Aug 11, 2020
Instrument	5908437
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	SANDCASTLE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$6,440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	970 RENARD CT MARCO ISLAND FL 34145, MARCO ISLAND, FL 34145

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	May 5, 2017
Property Address	625 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0053910681
Book / Page	005391 / 000681
Instrument Date	May 2, 2017
Instrument	5401343
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	625 HARBOUR DR NAPLES FL 341034424, NAPLES, FL 34103-4424

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45,133.00 (-3.41%)	$4,986,383 (-12.55%) Land $1,825,980 Building $3,160,403	$4,986,383 (-12.55%) Land $1,825,980 Building $3,160,403
2024	$46,725.00 (-11.45%)
2023	$52,765.00 (+279.3%)	$5,702,139 (+301.94%) Land $1,952,394 Building $3,749,745	$5,702,139 (+301.94%) Land $1,952,394 Building $3,749,745
2022	$13,911.00	$1,418,646 Land $1,418,646	$1,418,646 Land $1,418,646

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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