635 Harbour Dr, Naples, FL 34103 Property Records

Collier County property record for 635 Harbour Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	3,786 sqft · built 2023
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,800,000 (Jun 2023)
Tax Bill	$41,540 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2020 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`087700 5 154A28`

Property Details

APN / Parcel Number

Primary APN	`087700 5 154A28`
Alternative APNs	`128808800010234005154` `12880880001`

Interior

Stories	1 Story
Building Area	3,786 sqft Living Area
1st Floor Area	1,990 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Mixed
Garage Area	76 sqft
Pool Area	480 sqft
Deck Area	1,073 sqft

Location & Zoning

Street Address	635 HARBOUR DR
City	NAPLES
State	FL
Zip	34103-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 4 BLK 5 LOT 15
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 4
Legal Tract	087700
Legal Block	5
Legal Lot Number	15
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1010
Census Tract	301

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 HARBOUR DR, NAPLES, FL 34103-4424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 5, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	20236423275
Deed Book / Page	6263 / 3645
Last Transfer Date	Jun 6, 2024
Transfer Doc	0063693324
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 30, 2023
Property Address	635 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0062633645
Book / Page	6263 / 3645
Map Reference	MB 3 PG 102
Instrument Date	Jun 30, 2023
Instrument	6423275
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$40,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 MARBLE DR, NAPLES, FL 34104-0818

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	635 HARBOUR DR, NAPLES, FL 34103-4424

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 2, 2020
Property Address	635 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0058103202
Book / Page	005810 / 003202
Instrument Date	Sep 2, 2020
Instrument	5917664
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,930.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5258 KENSINGTON HIGH ST NAPLES FL 341055651, NAPLES, FL 34105-5651

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 5, 2019
Property Address	635 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0057023692
Book / Page	005702 / 003692
Instrument Date	Nov 27, 2019
Instrument	5799539
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ST CLAIR AVE W # 902

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 13, 2018
Property Address	635 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0054862740
Book / Page	005486 / 002740
Instrument Date	Mar 12, 2018
Instrument	5523691
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	112 ST CLAIR AVENUE WEST UNIT 902

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,700,420 (+1.56%) Land $1,406,496 Building $3,293,924	$4,700,420 (+1.56%) Land $1,406,496 Building $3,293,924
2025	$41,540.00 (-3.7%) Homeowner's exemption	$4,628,087 (+332.67%) Land $1,851,590 Building $2,776,497	$4,628,087 (+133.77%) Land $1,851,590 Building $2,776,497
2024	$43,135.00 (+212.48%)
2023	$13,804.00 (+18.86%)	$1,069,661 (+1%)	$1,979,777 (+37.62%) Land $1,979,777
2022	$11,614.00	$972,419	$1,438,543 Land $1,438,543

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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