615 Harbour Dr, Naples, FL 34103 Property Records

Collier County property record for 615 Harbour Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	3,777 sqft · built 2019
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Company Names on Record
Last Sale	$3,450,000 (Nov 2019)
Tax Bill	$26,455 (2025)
Deeds & Mortgages	Oct 2025 Transfer Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`087700 5 174A28`

Property Details

APN / Parcel Number

Primary APN	`087700 5 174A28`
Alternative APNs	`128809600020234005174` `12880960002`

Interior

Stories	1 Story
Building Area	3,777 sqft Living Area
1st Floor Area	3,777 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	13,939 sqft (0.32 acres)
Pool Area	350 sqft
Deck Area	1,102 sqft

Location & Zoning

Street Address	615 HARBOUR DR
City	NAPLES
State	FL
Zip	34103-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 4 BLK 5 LOT 17 OR 1862 PG 1149
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 4
Legal Tract	087700
Legal Block	5
Legal Lot Number	17
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1010
Census Tract	301

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	615 HARBOUR DR, NAPLES, FL 34103-4424
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 15, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 30, 2018	Warranty Deed, Transfer METZLER VENTURE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	20195791036
Deed Book / Page	5695 / 3005
Prior Transfer Date	Aug 16, 2016
Prior Transfer Doc	0005305202
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Oct 8, 2025
Property Address	615 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0065150325
Book / Page	6515 / 325
Map Reference	MB 3 PG 102
Instrument Date	Oct 7, 2025
Instrument	6738977
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 HARBOUR DR, NAPLES, FL 34103-4424

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	615 HARBOUR DR, NAPLES, FL 34103-4424

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 15, 2019
Property Address	615 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0056953005
Book / Page	5695 / 3005
Map Reference	MB 3 PG 102
Instrument Date	Nov 14, 2019
Instrument	5791036
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1455 CURLEW AVE APT 2, 1455, NAPLES, FL 34102-1412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 HARBOUR DR, NAPLES, FL 34103-4424

Mortgage

Document Number	0056953007
Date	Nov 15, 2019
Book Page	5695/3007
Instrument	5791037

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 30, 2018
Property Address	615 HARBOUR DR, NAPLES, FL 34103-4424
Document Number	0055030967
Book / Page	005503 / 000967
Instrument Date	Apr 27, 2018
Instrument	5547920
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,153.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1455 CURLEW AVE #2 NAPLES FL 341021412, 2, NAPLES, FL 34102-1412

Mortgage

Document Number	55030969
Date	Apr 30, 2018
Book Page	005503/000969
Instrument	5547921

Lender

Name	METZLER VENTURE GROUP LLC
Address	3871 ISLA DEL SOL WAY, NAPLES, FL 34114-9484

Agreement

Amount	Amount Recorded

Mortgage

Document Number	55030990,
Date	Apr 30, 2018
Book Page	005503/000990
Instrument	5547922

Lender

Name	METZLER VENTURE GROUP LLC
Address	3871 ISLA DEL SOL WAY, NAPLES, FL 34114-9484

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,041,418 (+2.7%)	$3,706,958 (-9.84%) Land $1,272,855 Building $2,434,103
2025	$26,455.00 (+2.2%) Homeowner's exemption	$2,961,459 (+2.9%)	$4,111,748 (-3.28%) Land $1,805,960 Building $2,305,788
2024	$25,886.00 (+1.51%) Homeowner's exemption	$2,877,997 (+3%)	$4,251,070 (-8.63%) Land $1,944,880 Building $2,306,190
2023	$25,501.00 (-2.75%) Homeowner's exemption	$2,794,172 (+3%)	$4,652,822 (+18.05%) Land $1,930,988 Building $2,721,834
2022	$26,223.00 Homeowner's exemption	$2,712,788	$3,941,401 Land $1,473,247 Building $2,468,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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