Miami County property record for 699 E Loy Rd, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1991 |
| Lot Size | 2.09 acres (91,389 sqft) |
| Owner | Company Name on Record |
| Last Sale | $12,000 (Dec 1990) |
| Tax Bill | $2,661 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J28-000650 |
| Primary APN | J28-000650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 3,024 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 91,389 sqft (2.09 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 699 E LOY RD |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-9219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-1-17 S CEN PT SE |
| Legal Range | 11 |
| Legal Township | 01 |
| Legal Section | 17 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | SPRINGCREEK |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 300100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 699 E LOY RD, PIQUA, OH 45356-9219 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 7, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 16, 2018 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 1990 · Amount on Record |
| Deed Sale | Dec 13, 1990 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 3, 2026 |
| Property Address | 699 E LOY RD, PIQUA, OH 45356-9219 |
| Document Number | 0000006761 |
| Instrument Date | May 28, 2026 |
| Instrument | 20266761 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 699 E LOY RD, PIQUA, OH 45356-9219 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006761, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20266761 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 699 E LOY RD, PIQUA, OH 45356-9219 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005987 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021OR-05987 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 699 E LOY RD, PIQUA, OH 45356-9219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008569 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018OR-08569 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2038 |
| Rate Type | Fixed Rate |
|---|
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Springcreek Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,661.00 (+14.85%) Homeowner's exemption | $83,440 (+36.85%) Land $16,730 Building $66,710 | $238,400 (+36.85%) Land $47,800 Building $190,600 |
| 2024 | $2,317.00 (+13.52%) Homeowner's exemption | $60,970 (-) Land $13,230 Building $47,740 | |
| 2023 | $2,041.00 (-4.09%) Homeowner's exemption | $60,970 (-) Land $13,230 Building $47,740 | $174,200 (-) Land $37,800 Building $136,400 |
| 2022 | $2,128.00 Homeowner's exemption | $60,970 Land $13,230 Building $47,740 | $174,200 Land $37,800 Building $136,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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