59 Waterbury Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 59 Waterbury Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,672 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$346,500 (Nov 2020)
Tax Bill	$9,426 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-1-38.221`

Property Details

APN / Parcel Number

Primary APN	`27-1-38.221`
Alternative APNs	`548902700000010382210000` `335489 27-1-38.221`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	468 sqft
Finished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	43,560 sqft (1 acres)
View / Lot	Rural
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	27-1-38.221
Street Address	59 WATERBURY RD
City	WARWICK
State	NY
Zip	10990-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Block	1
Legal Lot Number	38.22
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3001
Census Tract	14502

Owner

59 Waterbury Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Orange County and Warwick Town records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 WATERBURY RD, WARWICK, NY 10990-2436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage UNITED MORTGAGE CORPORATION
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED MORTGAGE CORP
Nov 24, 2020	Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Deed Document Number	202063599
Deed Book / Page	14848 / 1461
Prior Transfer Date	May 17, 1995
Prior Transfer Doc	4220000259
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Recording Date	Jun 30, 2026
Property Address	59 WATERBURY RD, WARWICK, NY 10990-2436
Document Number	0000047102
Book / Page	15914 / 815
Instrument Date	Jun 12, 2026
Instrument	202647102
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 WATERBURY RD, WARWICK, NY 10990-2436

Mortgage

Document Number	0000047102,
Date	Jun 30, 2026
Book Page	15914/815
Instrument	202647102

Lender

Name	UNITED MORTGAGE CORPORATION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	59 WATERBURY RD, WARWICK, NY 10990-2436
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004400
Date	Jan 18, 2022
Book Page	15136/1913
Instrument	20220004400

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Nov 24, 2020
Property Address	59 WATERBURY RD, WARWICK, NY 10990-2436
Document Number	0000063599
Book / Page	14848 / 1461
Instrument Date	Aug 28, 2020
Instrument	20200063599
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 STATE ROUTE 94 N, WARWICK, NY 10990-2632
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063600
Date	Nov 24, 2020
Instrument	20200063600

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,900 Land $12,000 Building $28,900	$486,900
2024	$9,426.00
2023		$40,900 (-) Land $12,000 Building $28,900	$442,200 (+17.29%) Land $129,741 Building $312,459
2022		$40,900 Land $12,000 Building $28,900	$377,000 Land $110,611 Building $266,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 59 Waterbury Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Waterbury Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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