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51 Coconut Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 51 Coconut Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 2004
Lot Size0.128 acres (5,565 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Jul 2015)
Tax Bill$4,550 (2024)
Deeds & MortgagesFeb 2022 Transfer
Feb 2022 Transfer
Flood ZoneZone X (minimal risk)
APN00527050-000000

Property Details

APN / Parcel Number

Primary APN00527050-000000
Alternative APNs
  • 28613900527050000000
  • 1646288

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,376 sqft Living Area
1st Floor Area1,376 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,565 sqft (0.128 acres)
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1646288
Street Address51 COCONUT DR
CityKEY LARGO
StateFL
Zip33037-2565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 16 LOTS 25 AND 26 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR6-143 OR871-2078 OR872-2113 OR1024-482 OR1112-2334 OR1824-1139 OR2013-1242 OR2063-407 OR2612-2308 OR2752-190 OR3154-1014 OR3154-1016
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionKEY LARGO PARK AMD
Legal Block16
Legal Lot Number25,26
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1034
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

51 Coconut Dr is owned and occupied by two individuals who acquired it in February 2022.

Source: Monroe County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address51 COCONUT DR, KEY LARGO, FL 33037-2565
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 10, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2015 · Amount on File
Deed SaleJul 21, 2015 · Amount on File
Prior SaleFeb 11, 2013 · Amount on File
Deed Document Number20152038439
Deed Book / Page2752 / 190
Last Transfer DateFeb 10, 2022
Transfer Doc0031541016
Record UpdatedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateFeb 10, 2022
Property Address51 COCONUT DR, KEY LARGO, FL 33037-2565
Document Number0031541016
Book / Page3154 / 1016
Map ReferenceMB 3 PG 62
Instrument DateFeb 10, 2022
Instrument2360889
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address51 COCONUT DR, 51, KEY LARGO, FL 33037-2565

Transferred To (Grantee/Buyer)

NameVerified Name
Address10840 POUNDS AVE, WHITTIER, CA 90603-3024

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateFeb 10, 2022
Property Address51 COCONUT DR, KEY LARGO, FL 33037-2565
Document Number0031541014
Book / Page3154 / 1014
Map ReferenceMB 3 PG 62
Instrument DateFeb 10, 2022
Instrument2360888
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 COCONUT DR, KEY LARGO, FL 33037-2565

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$531,122$534,234 Land $245,834 Building $288,400
2024$4,550.00 (+4.07%)
2023$4,372.00 (+2.58%) Homeowner's exemption$501,121 (-0.57%) Land $232,895 Building $268,226$501,121 (-0.57%) Land $232,895 Building $268,226
2022$4,262.00 Homeowner's exemption$503,995 Land $232,895 Building $271,100$503,995 Land $232,895 Building $271,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Coconut Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies204 units insured
incl. 27 condo units
Nearby Flood Claims50 (1984–2025)
Claims Outside the SFHA8 of 50
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Wilma, Oct 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 51 Coconut Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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