63980 Lutz Rd, Constantine, MI 49042 Property Records

St. Joseph County property record for 63980 Lutz Rd, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,484 sqft
Lot Size	0.665 acres (28,972 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Dec 2019)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-007-019-10`

Property Details

APN / Parcel Number

Primary APN	`006-007-019-10`

Interior

Full Baths	2 Baths
Building Area	1,484 sqft Building Perimeter
1st Floor Area	1,484 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Architectural Style	Mobile Home
Lot Area	28,972 sqft (0.665 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	63980 LUTZ RD
City	CONSTANTINE
State	MI
Zip	49042-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	S 170 FT OF E 170 FT OF SE 1/4 SEC 7 T7S R11W. 0.66 A M/L
Legal Range	11W
Legal Township	07S
Legal Section	07
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2062
Census Tract	41200

Owner

63980 Lutz Rd is owned and occupied by an individual who bought it in December 2019.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	63980 LUTZ RD, CONSTANTINE, MI 49042-9756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Nov 6, 2015 · Amount on File
Deed Book / Page	1989 / 30
Prior Transfer Date	Jul 13, 2012
Prior Transfer Doc	1664/0135
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	63980 LUTZ RD, CONSTANTINE, MI 49042-9756
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001999/179
Date	Mar 6, 2020
Book Page	1999/179

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 4, 2040

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 18, 2019
Property Address	63980 LUTZ RD, CONSTANTINE, MI 49042-9756
Document Number	01989/0030
Book / Page	1989 / 0030
Instrument Date	Dec 12, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63980 LUTZ RD, 63980, CONSTANTINE, MI 49042-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 S MAIN ST, LAWTON, MI 49065-8719

Mortgage

Document Number	0000198933
Date	Dec 18, 2019
Instrument	1989/33

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 63980 Lutz Rd was $1,115 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Florence Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,100 (-1.01%) Land $9,600 Building $49,500	$118,200 (-1.01%) Land $19,200 Building $99,000
2025	$1,115.00 Homeowner's exemption	$59,700 Land $9,600 Building $50,100	$119,400 Land $19,200 Building $100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 63980 Lutz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 63980 Lutz Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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