Bergen County and Ridgewood Village property record for 638 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,871 sqft · built 1925 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $15,199 (2025) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04305-0000-00007 |
| Primary APN | 51-04305-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,871 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,278 sqft (0.213 acres) |
| Lot Dimensions | 150 ft deep x 61 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 638 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .213 AC |
| Legal Block | 4305 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 47500 |
638 Spring Ave is owned and occupied by an individual who acquired it in May 2026.
Source: Bergen County and Ridgewood Village records, as of August 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 6, 2026 |
| Transfer Doc | 0000048753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 17, 2026 |
| Property Address | 638 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Document Number | 0000048753 |
| Book / Page | 5850 / 274 |
| Instrument Date | May 6, 2026 |
| Instrument | 202648753 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
The 2025 property tax bill for 638 Spring Ave was $15,199 with a veteran's exemption, up 2.4% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,900 (-) Land $312,200 Building $213,700 | $525,900 (-) Land $312,200 Building $213,700 | |
| 2025 | $15,199.00 (+2.43%) Veteran's exemption | $525,900 Land $312,200 Building $213,700 | $525,900 Land $312,200 Building $213,700 |
| 2024 | $14,838.00 | ||
| 2023 | $525,900 Land $312,200 Building $213,700 | $525,900 Land $312,200 Building $213,700 | |
| 2022 | $14,122.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Spring Ave in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Spring Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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