Bergen County and Ridgewood Village property record for 629 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,002 sqft · built 1930 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Mar 2021) |
| Tax Bill | $18,412 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04204-0000-00023 |
| Primary APN | 51-04204-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,002 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 13,329 sqft (0.306 acres) |
| Lot Dimensions | 222 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 629 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .306 AC |
| Legal Block | 4204 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 47500 |
629 Spring Ave is owned and occupied by two individuals who bought it in March 2021.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 629 SPRING AVE, RIDGEWOOD, NJ 07450-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CITIBANK NA |
| Mar 16, 2021 | Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on File |
| Deed Sale | Mar 16, 2021 · Amount on File |
| Prior Sale | Apr 6, 1999 · Amount on File |
| Deed Document Number | 202137809 |
| Deed Book / Page | 4018 / 1267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 629 SPRING AVE, RIDGEWOOD, NJ 07450-4611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0032041916 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 3204/1916 |
| Instrument | 19-018405 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 16, 2021 |
| Property Address | 629 SPRING AVE, RIDGEWOOD, NJ 07450-4611 |
| Document Number | 0040181267 |
| Book / Page | 4018 / 1267 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 2021037809 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 E 65TH ST # ST3F, 414, NEW YORK, NY 10065-7143 |
| Name | Verified Name |
|---|---|
| Address | 629 SPRING AVE, RIDGEWOOD, NJ 07450-4611 |
| Document Number | 2021037810 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021037810 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 629 Spring Ave was $18,412, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,100 (-) Land $328,300 Building $308,800 | $637,100 (-) Land $328,300 Building $308,800 | |
| 2025 | $18,412.00 (+0.73%) | $637,100 Land $328,300 Building $308,800 | $637,100 Land $328,300 Building $308,800 |
| 2024 | $18,278.00 | ||
| 2023 | $637,100 Land $328,300 Building $308,800 | $637,100 Land $328,300 Building $308,800 | |
| 2022 | $17,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 629 Spring Ave in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 629 Spring Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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