Bergen County and Ridgewood Village property record for 642 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,774 sqft · built 1925 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $565,000 (Sep 2013) |
| Tax Bill | $15,019 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04305-0000-00008 |
| Primary APN | 51-04305-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,774 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 9,060 sqft (0.208 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 642 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .208 AC |
| Legal Subdivision | VILLAGE/RIDGEWOOD |
| Legal Block | 4305 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 VAN BUREN ST, RIDGEWOOD, NJ 07450-1714 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 2, 2019 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2013 · Amount on Record |
| Deed Sale | Sep 10, 2013 · Amount on Record |
| Prior Sale | May 8, 2001 · Amount on Record |
| Deed Document Number | 201398139 |
| Deed Book / Page | 1510 / 1592 |
| Last Transfer Date | Dec 7, 2018 |
| Transfer Doc | 0031431697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 642 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 642 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Document Number | 0045481608 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 4548/1608 |
| Instrument | 2022009606 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Dec 18, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 2, 2019 |
| Property Address | 642 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Document Number | 0031431697 |
| Book / Page | 003143 / 001697 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 415 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $68.72 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 642 SPRING AVE RIDGEWOOD NJ 074504612, RIDGEWOOD, NJ 07450-4612 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,700 (-) Land $311,200 Building $208,500 | $519,700 (-) Land $311,200 Building $208,500 | |
| 2025 | $15,019.00 (+0.73%) | $519,700 (+4.36%) Land $311,200 Building $208,500 | $519,700 (+4.36%) Land $311,200 Building $208,500 |
| 2024 | $14,910.00 (+9.55%) | ||
| 2023 | $498,000 Land $311,200 Building $186,800 | $498,000 Land $311,200 Building $186,800 | |
| 2022 | $13,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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