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630 Spring Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 630 Spring Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details2,505 sqft · built 1952
Lot Size0.222 acres (9,670 sqft)
Owner2 Individual Names on File
Last Sale$885,000 (Aug 2017)
Tax Bill$17,927 (2025)
Deeds & MortgagesOct 2018 Refinance
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51-04305-0000-00005

Property Details

APN / Parcel Number

Primary APN51-04305-0000-00005
Alternative APN
  • 510430500005

Interior

Stories2 Stories
Building Area2,505 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area9,670 sqft (0.222 acres)
Lot Dimensions150 ft deep x 64 ft wide

Location & Zoning

Street Address630 SPRING AVE
CityRIDGEWOOD
StateNJ
Zip07450-4612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.222 AC
Legal Block4305
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group2
Census Block2000
Census Tract47500

Owner

630 Spring Ave is owned and occupied by two individuals who bought it in August 2017.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address630 SPRING AVE, RIDGEWOOD, NJ 07450-4612
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
INVESTORS BANK
Aug 10, 2017Deed, Transfer · ARM
INVESTORS HOME MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2017 · Amount on File
Deed SaleAug 10, 2017 · Amount on File
Prior SaleOct 14, 2004 · Amount on File
Deed Document Number201760074
Deed Book / Page2690 / 2173
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address630 SPRING AVE, RIDGEWOOD, NJ 07450-4612
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030961684
DateOct 31, 2018
Book Page3096/1684
Instrument18-077759
Lender
NameINVESTORS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 10, 2017
Property Address630 SPRING AVE, RIDGEWOOD, NJ 07450-4612
Document Number0026902173
Book / Page02690 / 2173
Instrument DateJul 14, 2017
Instrument17-060074
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanySTEWART TITLE GUARANTY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,241.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address630 SPRING AVE, 630, RIDGEWOOD, NJ 07450-4612

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 SPRING AVE, RIDGEWOOD, NJ 07450-4612

Mortgage

Document Number0026902179
DateAug 10, 2017
Book Page02690/2179
Instrument17-060074.01
Lender
NameINVESTORS HOME MORTGAGE
TypeMortgage Company
AddressMILLBURN, NJ 07041
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.37%
Index1-Year CMT
Max Rate8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 630 Spring Ave was $17,927, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$654,400 (+5.5%) Land $313,600 Building $340,800$654,400 (+5.5%) Land $313,600 Building $340,800
2025$17,927.00 (+0.74%)$620,300 Land $313,600 Building $306,700$620,300 Land $313,600 Building $306,700
2024$17,796.00
2023$620,300 Land $313,600 Building $306,700$620,300 Land $313,600 Building $306,700
2022$16,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Spring Ave in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims43 (1989–2021)
Claims Outside the SFHA7 of 43
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 7 claims
  • Hurricane Irene, Aug 2011 · 14 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Spring Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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