Park County property record for 638 Gold Flake Ter, Bailey, CO 80421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 854 sqft · built 1996 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (May 2021) |
| Tax Bill | $2,118 (2025) |
| Deeds & Mortgages | May 2021 Sale Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0043844 |
| Primary APN | R0043844 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 854 sqft Living Area |
| 1st Floor Area | 854 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft (1.12 acres) |
| Terrain | Other |
| View / Lot | Good |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 584 sqft |
| Deck Area | 304 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 43844 |
|---|---|
| Street Address | 638 GOLD FLAKE TER |
| City | BAILEY |
| State | CO |
| Zip | 80421-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T06 R73 S23 SE4 ELK CREEK HIGHLANDS FILING 4 BLOCK 12 LOT 02 |
| Legal Range | 73 |
| Legal Township | 06 |
| Legal Section | 23 |
| Legal Subdivision | ELK CRK HGHLNDS FLG4 |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | PARK CO |
| Township / Civil Division | FAIRPLAY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 102 |
638 Gold Flake Ter is owned and occupied by an individual who bought it in May 2021.
Source: Park County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 638 GOLD FLAKE TER, BAILEY, CO 80421-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Feb 26, 2018 | Deed of Trust, Mortgage · Line of Credit COLORADO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on File |
| Deed Sale | May 10, 2021 · Amount on File |
| Prior Sale | Jan 14, 2014 · Amount on File |
| Deed Document Number | 779166 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PARK CO |
| Recording Date | May 10, 2021 |
| Property Address | 638 GOLD FLAKE TER, BAILEY, CO 80421-1220 |
| Document Number | 0000779166 |
| Instrument Date | May 6, 2021 |
| Instrument | 779166 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $47.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 638 GOLD FLAKE TER, BAILEY, CO 80421-1220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PARK CO |
| Property Address | 638 GOLD FLAKE TER, BAILEY, CO 80421-1220 |
| Document Number | 0000743912 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 638 GOLD FLAKE TER BAILEY CO 804211220, BAILEY, CO 80421-1220 |
| Document Number | 0000743912 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 743912 |
| Name | COLORADO CU |
|---|---|
| Type | Credit Union |
| Address | LITTLETON, CO 80127 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 4, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 638 Gold Flake Ter was $2,118.
Source: Park County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Park County |
| Unified School District | Platte Canyon School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,118.00 | $33,090 Land $7,680 Building $25,410 | $529,501 Land $122,943 Building $406,558 |
| 2023 | $1,980.00 (+16.47%) | $34,030 (+26.69%) Land $7,500 Building $26,530 | $562,881 (+45.67%) Land $123,986 Building $438,895 |
| 2022 | $1,700.00 | $26,860 Land $5,050 Building $21,810 | $386,420 Land $72,665 Building $313,755 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 638 Gold Flake Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Gold Flake Ter is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 100 / 10 |
| Rise Broadband Fixed Wireless | 50 / 10 |
4G LTE only, no 5G reported
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