514 Gold Flake Ter, Bailey, CO 80421 Property Records

Park County property record for 514 Gold Flake Ter, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 920 sqft · built 2009
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2021)
Tax Bill	$2,372 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0018430`

Property Details

APN / Parcel Number

Primary APN	`R0018430`
Alternative APN	`18430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Detached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	607 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18430
Street Address	514 GOLD FLAKE TER
City	BAILEY
State	CO
Zip	80421-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R73 S23 SE4 ELK CREEK HIGHLANDS FILING 3 BLOCK 10 LOT 11
Legal Subdivision	ELK CRK HGHLNDS FLG3
Legal Block	10
Legal Lot Number	11
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1040
Census Tract	102

Owner

514 Gold Flake Ter is owned and occupied by two individuals who bought it in September 2021.

Source: Park County records, as of February 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 GOLD FLAKE TER, BAILEY, CO 80421-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage BOKF NA
Jul 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Jan 20, 2005 · Amount on File
Deed Document Number	2021783983
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0000767646
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Sep 7, 2021
Property Address	514 GOLD FLAKE TER, BAILEY, CO 80421-1220
Document Number	0000783983
Instrument Date	Sep 3, 2021
Instrument	783983
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	514 GOLD FLAKE TER, BAILEY, CO 80421-1220

Mortgage

Document Number	0000783984
Date	Sep 7, 2021
Instrument	783984

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000783985
Date	Sep 7, 2021
Instrument	783985

Lender

Name	GREGORY GRUBBS ETAL
Type	Private Party
Address	28108 SPRUCE DR, CONIFER, CO 80433

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 30, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PARK CO
Recording Date	Jul 20, 2020
Property Address	514 GOLD FLAKE TER, BAILEY, CO 80421-1220
Document Number	0000767646
Instrument Date	Jul 14, 2020
Instrument	767646
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	514 GOLD FLAKE TER, BAILEY, CO 80421-1220

Mortgage

Document Number	0000767647
Date	Jul 20, 2020
Instrument	767647

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 514 Gold Flake Ter was $2,372.

Source: Park County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,372.00	$37,070 Land $6,720 Building $30,350	$593,074 Land $107,533 Building $485,541
2023	$2,186.00 (+15.97%)	$37,580 (+26.19%) Land $6,330 Building $31,250	$616,000 (+43.78%) Land $103,804 Building $512,196
2022	$1,885.00	$29,780 Land $4,110 Building $25,670	$428,418 Land $59,080 Building $369,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 514 Gold Flake Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Gold Flake Ter is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 86% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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