610 Gold Flake Ter, Bailey, CO 80421 Property Records

Park County property record for 610 Gold Flake Ter, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 996 sqft · built 1994
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Mar 2026)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2025 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0023814`

Property Details

APN / Parcel Number

Primary APN	`R0023814`
Alternative APN	`23814`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Basement Area	648 sqft
Finished Basement	648 sqft

Exterior

Year Built	Built 1994
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Terrain	Other
Garage Type	Built-in
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	480 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23814
Street Address	610 GOLD FLAKE TER
City	BAILEY
State	CO
Zip	80421-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R73 S23 SE4 ELK CREEK HIGHLANDS FILING 4 BLOCK 12 LOT 03
Legal Range	73
Legal Township	06
Legal Section	23
Legal Subdivision	ELK CRK HGHLNDS FLG4
Legal Block	12
Legal Lot Number	3
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1040
Census Tract	102

Owner

610 Gold Flake Ter is owned and occupied by an individual who bought it in March 2026.

Source: Park County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	610 GOLD FLAKE TER, BAILEY, CO 80421-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 1, 2025	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN LIBERTY MORTGAGE INC
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	Apr 1, 2010 · Amount on File
Deed Document Number	825101
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	610 GOLD FLAKE TER, BAILEY, CO 80421-1220
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 GOLD FLAKE TER, BAILEY, CO 80421-1220

Mortgage

Document Number	0000787256
Date	Dec 1, 2021
Instrument	787256

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	610 GOLD FLAKE TER, BAILEY, CO 80421-1220
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 GOLD FLAKE TER, BAILEY, CO 80421-1220

Mortgage

Document Number	0000817660
Date	May 1, 2025
Instrument	817660

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company
Address	DENVER, CO 80211

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	856 Months
Due	Sep 29, 2096

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Mar 3, 2026
Property Address	610 GOLD FLAKE TER, BAILEY, CO 80421-1220
Document Number	0000825101
Instrument Date	Mar 2, 2026
Instrument	825101
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 GOLD FLAKE TER, BAILEY, CO 80421-1220

Mortgage

Document Number	0000825102
Date	Mar 3, 2026
Instrument	825102

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	610 GOLD FLAKE TER, BAILEY, CO 80421-1220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000743410
Date	Feb 12, 2018
Instrument	743410

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	610 GOLD FLAKE TER, BAILEY, CO 80421-1220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000765578
Date	May 18, 2020
Instrument	765578

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 610 Gold Flake Ter was $1,728.

Source: Park County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,728.00	$27,010 Land $4,910 Building $22,100	$532,123 Land $96,688 Building $435,435
2023	$1,428.00 (+22.05%)	$24,550 (+32.77%) Land $4,240 Building $20,310	$521,527 (+42.49%) Land $90,137 Building $431,390
2022	$1,170.00	$18,490 Land $2,630 Building $15,860	$366,017 Land $52,003 Building $314,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 Gold Flake Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Gold Flake Ter is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 86% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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