609 Gold Flake Ter, Bailey, CO 80421 Property Records

Park County property record for 609 Gold Flake Ter, Bailey, CO 80421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 540 sqft · built 1996
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$496,000 (May 2026)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0018759`

Property Details

APN / Parcel Number

Primary APN	`R0018759`
Alternative APN	`18759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	540 sqft Living Area
1st Floor Area	540 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
View / Lot	Average
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	228 sqft
Deck Area	228 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18759
Street Address	609 GOLD FLAKE TER
City	BAILEY
State	CO
Zip	80421-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R73 S23 SE4 ELK CREEK HIGHLANDS FILING 4 BLOCK 13 LOT 02
Legal Subdivision	ELK CRK HGHLNDS FLG4
Legal Block	13
Legal Lot Number	2
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1028
Census Tract	102

Owner

Source: Park County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 GOLD FLAKE TER, BAILEY, CO 80421-1220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 5, 2026	Warranty Deed, Transfer HERITAGE TITLE LT, HERITAGE TITLE
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 30, 2019	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	2026826579
Prior Transfer Date	May 6, 2005
Prior Transfer Doc	0000615427
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	May 5, 2026
Property Address	609 GOLD FLAKE TER, BAILEY, CO 80421-1220
Document Number	0000826579
Instrument Date	May 1, 2026
Instrument	2026826579
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,009.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	609 GOLD FLAKE TER, BAILEY, CO 80421-1220

Mortgage

Document Number	0000826580,
Date	May 5, 2026
Instrument	2026826580

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	May 5, 2026
Property Address	609 GOLD FLAKE TER, BAILEY, CO 80421-1220
Document Number	0000826581
Instrument Date	May 1, 2026
Instrument	2026826581
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	609 GOLD FLAKE TER, BAILEY, CO 80421-1220

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	609 GOLD FLAKE TER, BAILEY, CO 80421-1220
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000774760
Date	Jan 19, 2021
Instrument	774760

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Apr 30, 2019
Property Address	609 GOLD FLAKE TER, BAILEY, CO 80421-1220
Document Number	0000754916
Instrument Date	Apr 29, 2019
Instrument	754916
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 GOLD FLAKE TER BAILEY CO 804211220, BAILEY, CO 80421-1220

Mortgage

Document Number	754917
Date	Apr 30, 2019
Instrument	754917

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Park County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00 (-4.39%)	$24,490 (-13.06%) Land $5,810 Building $18,680	$391,783 (-17.58%) Land $92,887 Building $298,896
2023	$1,639.00 (+16.99%)	$28,170 (+27.29%) Land $5,130 Building $23,040	$475,364 (+49.32%) Land $86,503 Building $388,861
2022	$1,401.00	$22,130 Land $3,040 Building $19,090	$318,354 Land $43,690 Building $274,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 86% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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