634 Cedar Side Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 634 Cedar Side Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Condominium
Details	1,486 sqft · built 2006
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Sep 2022)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-00-766.C`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-00-766.C`
Alternative APNs	`28-37-28-00-00766.C-0000.00` `2862343`

Interior

Building Area	1,486 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2025
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Account Number	2862343
Street Address	634 CEDAR SIDE CIR NE
City	PALM BAY
State	FL
Zip	32905-5033
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CEDAR SIDE II CONDO UNIT 106D CEDAR SIDE II CONDO AS DESC IN ORB 5410 PG 270 AND ALL AMENDMENTS THERETO
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	CEDAR SIDE II
Legal Block	766.C
Legal Unit	106D
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2009
Census Tract	65130

Owner

Source: Brevard County records · APN 28-37-28-00-766.C

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	634 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP
Mar 20, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Sep 29, 2017	Grant Deed, Subdivision Related Transfer BREVARD TITLE INC
Aug 23, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	2022234773
Deed Book / Page	9621 / 1870
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 26, 2022
Property Address	634 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033
Document Number	0096211870
Book / Page	9621 / 1870
Map Reference	MB 5410 PG 270
Instrument Date	Sep 23, 2022
Instrument	2022234773
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	PLATINUM TITLE SERVICES CORPORATION, PLATINUM TITLE SVCS OF FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5928 SE CROOKED OAK AVE, 5928, HOBE SOUND, FL 33455-8312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033

Mortgage

Document Number	0096211873
Date	Sep 26, 2022
Instrument	9621/1873

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 20, 2020
Property Address	634 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033
Document Number	0086972169
Book / Page	008697 / 002169
Instrument Date	Mar 13, 2020
Instrument	67001
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,029.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5928 SE CROOKED OAK AVE HOBE SOUND FL 334558312, HOBE SOUND, FL 33455-8312

Mortgage

Document Number	86972171
Date	Mar 20, 2020
Book Page	008697/002171
Instrument	67002

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 29, 2017
Property Address	634 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033
Document Number	0079912796
Book / Page	007991 / 002796
Instrument Date	Sep 29, 2017
Instrument	201283
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 17, 2017
Title Company	BREVARD TITLE INC

Transaction

Amount	Amount Recorded
Tax	$965.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 CEDAR SIDE CIR NE #106C PALM BAY FL 329055022, 106C, PALM BAY, FL 32905-5022

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 23, 2017
Property Address	634 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033
Document Number	0079672185
Book / Page	007967 / 002185
Instrument Date	Aug 15, 2017
Instrument	177327
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2017
Title Company	BREVARD TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$934.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 CEDAR SIDE CIR NE PALM BAY FL 329055033, PALM BAY, FL 32905-5033

Mortgage

Document Number	79672187
Date	Aug 23, 2017
Book Page	007967/002187
Instrument	177328

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,270 (-13.63%)	$162,270 (-13.63%)
2025	$2,738.00 (-9.73%) Homeowner's exemption	$187,880 (-6.29%) Building $187,880	$187,880 (-6.29%) Building $187,880
2023	$3,033.00 (+6.5%) Homeowner's exemption	$200,490 (+16.9%) Building $200,490	$200,490 (+16.9%) Building $200,490
2022	$2,848.00	$171,510 Building $171,510	$171,510 Building $171,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wire 3 Holdings Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 186 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PALM BAY serves 140,750 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

634 Cedar Side Cir NE, Palm Bay, FL 32905 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2017: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Cedar Side Cir NE

Nearby Streets

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