St. Louis County property record for 638 Cascade Lake Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,476 sqft · built 1995 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Aug 2020) |
| Tax Bill | $4,084 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24R-11-1244 |
| Primary APN | 24R-11-1244 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 1,876 sqft |
| 1st Floor Area | 952 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 638 CASCADE LAKE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CASCADES PLAT FIVE (THE) LOT 34 |
| Legal Subdivision | CASCADES PLAT FIVE (THE) |
| Legal Lot Number | 34 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217932 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 638 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Aug 9, 2017 | Warranty Deed, Transfer DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on Record |
| Deed Sale | Aug 4, 2020 · Amount on Record |
| Prior Sale | Aug 9, 2017 · Amount on Record |
| Deed Document Number | 20201498 |
| Deed Book / Page | 24170 / 1409 |
| Prior Transfer Date | Apr 8, 2009 |
| Prior Transfer Doc | 0183162338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 4, 2020 |
| Property Address | 638 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 0241701409 |
| Book / Page | 24170 / 1409 |
| Map Reference | MB 333 PG 9&10 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 2020080401498 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | PINNACLE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 819 WESTWOOD DR # DR2W, 819, SAINT LOUIS, MO 63105-3676 |
| Name | Verified Name |
|---|---|
| Address | 638 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 2020080401499 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020080401499 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 9, 2017 |
| Property Address | 638 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 0226442158 |
| Book / Page | 022644 / 002158 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 658 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 CASCADE LAKE DR BALLWIN MO 630217313, BALLWIN, MO 63021-7313 |
| Document Number | 226442161 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 022644/002161 |
| Instrument | 659 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 8, 2047 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,520 (-) Land $19,060 Building $47,460 | $350,100 (-) Land $100,300 Building $249,800 | |
| 2025 | $4,084.00 (+11.43%) | $66,520 (+17.71%) Land $19,060 Building $47,460 | $350,100 (+17.72%) Land $100,300 Building $249,800 |
| 2024 | $3,665.00 (+1.44%) | ||
| 2023 | $3,613.00 (+13.19%) | $56,510 (+23.55%) Land $14,290 Building $42,220 | $297,400 (+23.56%) Land $75,200 Building $222,200 |
| 2022 | $3,192.00 | $45,740 Land $12,390 Building $33,350 | |
| 2021 | $240,700 Land $65,200 Building $175,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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