St. Louis County property record for 646 Cascade Lake Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 932 sqft · built 1996 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Aug 2016) |
| Tax Bill | $3,250 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24R-11-1226 |
| Primary APN | 24R-11-1226 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 932 sqft Living Area |
| Gross Area | 1,340 sqft |
| 1st Floor Area | 932 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 31 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Deck Area | 294 sqft |
| Patio Area | 294 sqft |
| Poultry House | 8 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 646 CASCADE LAKE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CASCADES PLAT FIVE (THE) LOT 36 |
| Legal Subdivision | CASCADES PLAT FIVE (THE) |
| Legal Lot Number | 36 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217932 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 646 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on Record |
| Deed Sale | Aug 1, 2016 · Amount on Record |
| Prior Sale | Aug 9, 2012 |
| Deed Document Number | 2016477 |
| Deed Book / Page | 22124 / 1828 |
| Prior Transfer Date | Jul 20, 2012 |
| Prior Transfer Doc | 0201091836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 646 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 646 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 0250940385 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 25094/385 |
| Instrument | 2021090700038 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,840 (-) Land $17,350 Building $35,490 | $278,100 (-) Land $91,300 Building $186,800 | |
| 2025 | $3,250.00 (+11.26%) | $52,840 (+17.53%) Land $17,350 Building $35,490 | $278,100 (+17.54%) Land $91,300 Building $186,800 |
| 2024 | $2,921.00 (+1.42%) | ||
| 2023 | $2,880.00 (+21.21%) | $44,960 (+32.04%) Land $13,020 Building $31,940 | $236,600 (+32.03%) Land $68,500 Building $168,100 |
| 2022 | $2,376.00 | $34,050 Land $11,270 Building $22,780 | |
| 2021 | $179,200 Land $59,300 Building $119,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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