St. Louis County property record for 631 Cascade Lake Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,496 sqft · built 1995 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,050 (Jul 2025) |
| Tax Bill | $3,869 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24R-11-1170 |
| Primary APN | 24R-11-1170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 1,980 sqft |
| 1st Floor Area | 628 sqft |
| Basement Area | 84 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 50 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Patio Area | 218 sqft |
| Balcony Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 631 CASCADE LAKE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CASCADES PLAT FIVE (THE) LOT 20 |
| Legal Subdivision | CASCADES PLAT FIVE (THE) |
| Legal Lot Number | 20 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217932 |
631 Cascade Lake Dr is owned and occupied by an individual who bought it in July 2025.
Source: St. Louis County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 631 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| Sep 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on File |
| Deed Sale | Jul 16, 2025 · Amount on File |
| Prior Sale | Sep 15, 2021 · Amount on File |
| Deed Document Number | 202588 |
| Prior Transfer Date | May 4, 2007 |
| Prior Transfer Doc | 0175660133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 16, 2025 |
| Property Address | 631 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 2025071600088 |
| Map Reference | MB 333 PG 9&10 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 2025071600088 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FREEDOM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 2025071600089 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 2025071600089 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 15, 2021 |
| Property Address | 631 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 0251084743 |
| Book / Page | 25108 / 4743 |
| Map Reference | MB 333 PG 9&10 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021091500093 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 2021091500094 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021091500094 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 631 Cascade Lake Dr was $3,869, up 7.8% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,000 (-) Land $19,490 Building $43,510 | $331,600 (-) Land $102,600 Building $229,000 | |
| 2025 | $3,869.00 (+7.8%) | $63,000 (+13.86%) Land $19,490 Building $43,510 | $331,600 Land $102,600 Building $229,000 |
| 2024 | $3,589.00 (+1.44%) | $55,330 (-) Land $14,630 Building $40,700 | |
| 2023 | $3,538.00 (+15.62%) | $55,330 (+26.18%) Land $14,630 Building $40,700 | $291,200 Land $77,000 Building $214,200 |
| 2022 | $3,060.00 | $43,850 Land $12,670 Building $31,180 | |
| 2021 | $230,800 Land $66,700 Building $164,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 631 Cascade Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 631 Cascade Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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