St. Louis County property record for 630 Cascade Lake Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,696 sqft · built 1995 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $454,860 (Jun 2025) |
| Tax Bill | $4,040 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24R-11-1262 |
| Primary APN | 24R-11-1262 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 712 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 129 ft deep x 46 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 200 sqft |
| Patio Area | 120 sqft |
| Balcony Area | 94 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 630 CASCADE LAKE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CASCADES PLAT FIVE (THE) LOT 32 |
| Legal Subdivision | CASCADES PLAT FIVE (THE) |
| Legal Lot Number | 32 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217932 |
630 Cascade Lake Dr is owned and occupied by an individual who bought it in June 2025.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 630 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage 2004 0000196 LLC |
| Apr 23, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Sep 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOME LOAN EXPERT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on File |
| Deed Sale | Jun 18, 2025 · Amount on File |
| Prior Sale | Nov 12, 2009 · Amount on File |
| Deed Document Number | 202592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 18, 2025 |
| Property Address | 630 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 2025061800092 |
| Map Reference | MB 333 PG 9&10 |
| Instrument Date | Jun 12, 2025 |
| Instrument | 2025061800092 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, LTC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2304 THE COURTS DR, CHESTERFIELD, MO 63017-3501 |
| Name | Verified Name |
|---|---|
| Address | 630 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 2025061800093 |
|---|---|
| Date | Jun 18, 2025 |
| Instrument | 2025061800093 |
| Name | 2004 0000196 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 630 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0240162869 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 24016/2869 |
| Instrument | 2020042300408 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 27, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 630 CASCADE LAKE DR, BALLWIN, MO 63021-7313 |
| Document Number | 0226981870 |
| Book / Page | 022698 / 001870 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2017 |
| Title Company | TITLE RSRCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 630 CASCADE LAKE DR BALLWIN MO 630217313, BALLWIN, MO 63021-7313 |
| Document Number | 0226981870 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 022698/001870 |
| Instrument | 505 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2047 |
The 2025 property tax bill for 630 Cascade Lake Dr was $4,040, up 7.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,800 (-) Land $19,800 Building $46,000 | $346,300 (-) Land $104,200 Building $242,100 | |
| 2025 | $4,040.00 (+7.88%) | $65,800 Land $19,800 Building $46,000 | $346,300 Land $104,200 Building $242,100 |
| 2024 | $3,745.00 (+1.41%) | ||
| 2023 | $3,693.00 (+10.87%) | $57,760 (+21.01%) Land $14,840 Building $42,920 | $304,000 Land $78,100 Building $225,900 |
| 2022 | $3,331.00 | $47,730 Land $12,860 Building $34,870 | |
| 2021 | $251,200 Land $67,700 Building $183,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 630 Cascade Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 630 Cascade Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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