638 Banff Dr, Newman, CA 95360 Property Records

Stanislaus County property record for 638 Banff Dr, Newman, CA 95360

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,596 sqft · built 2005
Lot Size	0.174 acres (7,558 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,396 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-066-056-000`

Property Details

APN / Parcel Number

Primary APN	`026-066-056-000`
Alternative APN	`0266656000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,596 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	7,558 sqft (0.174 acres)
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	638 BANFF DR
City	NEWMAN
State	CA
Zip	95360-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTHSTONE RANCH #3 (41M58) LOT 367
Legal Subdivision	HEARTHSTONE 03
Legal Block	4
Legal Lot Number	367
Jurisdiction	STANISLAUS CA
Township / Civil Division	NEWMAN
Census Block Group	4
Census Block	4019
Census Tract	3501

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 BANFF DR, NEWMAN, CA 95360-9509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Dec 20, 2019	Quit Claim Deed, Transfer · FHA Mortgage RANLIFE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019
Deed Sale	Dec 20, 2019
Prior Sale	Jun 2, 2005 · Amount on Record
Deed Document Number	201990075
Prior Transfer Date	Dec 13, 2019
Prior Transfer Doc	0000090075
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	638 BANFF DR, NEWMAN, CA 95360-9509
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 BANFF DR, NEWMAN, CA 95360-9509

Mortgage

Document Number	0000009000
Date	Feb 4, 2022
Instrument	2022-0009000

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 20, 2019
Property Address	638 BANFF DR, NEWMAN, CA 95360-9509
Document Number	0000090075
Instrument Date	Dec 13, 2019
Instrument	90075
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	638 BANFF DR NEWMAN CA 953609509, NEWMAN, CA 95360-9509

Mortgage

Document Number	90077
Date	Dec 20, 2019
Instrument	90077

Lender

Name	RANLIFE
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Newman City
Unified School District	Newman-Crows Landing Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,396.00 (+12.52%) Homeowner's exemption	$567,115 (+2%) Land $160,655 Building $406,460
2025	$6,573.00 (+5.56%) Homeowner's exemption	$555,996 (+4.04%) Land $157,505 Building $398,491
2023	$6,227.00 (+1.73%) Homeowner's exemption	$534,408 Land $151,390 Building $383,018
2022	$6,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWMAN-WATER DEPARTMENT serves 12,389 people · EPA ID CA5010013
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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