6370 Diane Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6370 Diane Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 1985
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Nov 2021)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Oct 2025 Transfer Dec 2025 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`26-25-31-4370-0001-1030`

Property Details

APN / Parcel Number

Primary APN	`26-25-31-4370-0001-1030`
Alternative APNs	`253126437000011030` `92300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,325 sqft Living Area
Gross Area	2,175 sqft
1st Floor Area	1,325 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	21 sqft
Porch	Screened/Unfinished Porch
Porch Area	325 sqft
Deck Area	758 sqft
Utility Building	196 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6370 DIANE CT
City	SAINT CLOUD
State	FL
Zip	34771-9481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS3
Legal Description	REPLAT NEW EDEN UNIT 11 & 14 PB 1 PG 353 LOT 103
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON THE LAKES UNITS 11 AND 14 RE
Legal Tract	4370
Legal Block	1030
Legal Lot Number	103
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1066
Census Tract	43700

Owner

Source: Osceola County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6370 DIANE CT, SAINT CLOUD, FL 34771-9481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 30, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 5, 2021	Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL
Jun 8, 2020	Deed of Trust, Mortgage WATERSTONE MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	2021173142
Deed Book / Page	6081 / 1738
Last Transfer Date	Oct 21, 2025
Transfer Doc	0068710938
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Oct 27, 2025
Property Address	6370 DIANE CT, SAINT CLOUD, FL 34771-9481
Document Number	0068710938
Book / Page	6871 / 938
Map Reference	MB 1 PG 353&354
Instrument Date	Oct 21, 2025
Instrument	2025133184
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6370 DIANE CT, SAINT CLOUD, FL 34771-9481

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6370 DIANE CT, SAINT CLOUD, FL 34771-9481

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 30, 2025
Property Address	6370 DIANE CT, SAINT CLOUD, FL 34771-9481
Document Number	0068992500
Book / Page	6899 / 2500
Map Reference	MB 1 PG 353-354
Instrument Date	Oct 21, 2025
Instrument	2025157871
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6370 DIANE CT, SAINT CLOUD, FL 34771-9481

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6370 DIANE CT, SAINT CLOUD, FL 34771-9481

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 5, 2021
Property Address	6370 DIANE CT, SAINT CLOUD, FL 34771-9481
Document Number	0060811738
Book / Page	6081 / 1738
Map Reference	MB 1 PG 353&354
Instrument Date	Nov 5, 2021
Instrument	2021173142
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6141 PARKWAY E, 6141, SAINT CLOUD, FL 34771-7413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 E CRYSTAL LAKE AVE, ORLANDO, FL 32806-4822

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6370 DIANE CT, SAINT CLOUD, FL 34771-9481
Document Number	0057340117
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1185 PERCH DR ST CLOUD FL 347719487, ST CLOUD, FL 34771-9487

Mortgage

Document Number	0057340117
Date	Jun 9, 2020
Book Page	005734/000117
Instrument	73367

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00 (+5.48%)	$231,105 (+2.9%)	$268,200 (+0.34%) Land $55,000 Building $213,200
2024	$3,174.00 (+2.19%) Homeowner's exemption	$224,592 (+3%)	$267,300 (+1.98%) Land $55,000 Building $212,300
2023	$3,106.00 (+4.44%) Homeowner's exemption	$218,051 (+3%)	$262,100 (+23.81%) Land $55,000 Building $207,100
2022	$2,974.00 Homeowner's exemption	$211,700 Land $55,000 Building $156,700	$211,700 Land $55,000 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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