637 Central Dr, Franklin, TN 37064 Property Records

Williamson County property record for 637 Central Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,599 sqft · built 2019
Lot Size	0.297 acres (12,960 sqft)
Owner	Individual Name on File
Last Sale	$785,503 (Apr 2019)
Tax Bill	$5,265 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094117D A 01500`

Property Details

APN / Parcel Number

Primary APN	`094117D A 01500`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,599 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,960 sqft
Lot Dimensions	135 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	741 sqft
Driveway	Driveway
Driveway Area	2,000 sqft
Pool Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	637 CENTRAL DR
City	FRANKLIN
State	TN
Zip	37064-3585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS @ LADD PARK SEC37 PB 68 PG 133 LOT 1215
Legal Subdivision	HIGHLANDS @ LADD PARK
Legal Lot Number	1215
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4086
Census Tract	51002

Owner

637 Central Dr is owned and occupied by an individual who bought it in April 2019.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	637 CENTRAL DR, FRANKLIN, TN 37064-3585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
Apr 29, 2019	Special Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Deed Document Number	19014691
Deed Book / Page	7610 / 0735
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	637 CENTRAL DR, FRANKLIN, TN 37064-3585
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088430141
Date	Dec 13, 2021
Book Page	8843/141
Instrument	21073093

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	637 CENTRAL DR, FRANKLIN, TN 37064-3585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082870590
Date	Nov 13, 2020
Book Page	8287/590
Instrument	20064859

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 29, 2019
Property Address	637 CENTRAL DR, FRANKLIN, TN 37064-3585
Document Number	0076100735
Book / Page	7610 / 0735
Map Reference	MB P68 PG 133
Instrument Date	Apr 26, 2019
Instrument	19014691
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,906.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 COUNTRYWOOD DR, FRANKLIN, TN 37064-5523
Investor	Possibly a Property Investor

Mortgage

Document Number	0019014692
Date	Apr 29, 2019
Instrument	19014692

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 637 Central Dr was $5,265, down 41.3% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,265.00 (-41.29%)	$336,200 Land $109,375 Building $226,825	$1,344,800 Land $437,500 Building $907,300
2024	$8,968.00 (+1%)
2023	$4,484.00	$207,975 (-) Land $43,750 Building $164,225	$831,900 (-) Land $175,000 Building $656,900
2022	$4,484.00	$207,975 Land $43,750 Building $164,225	$831,900 Land $175,000 Building $656,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 637 Central Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Central Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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