649 Central Dr, Franklin, TN 37064 Property Records

Williamson County property record for 649 Central Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,068 sqft · built 2019
Lot Size	0.289 acres (12,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Aug 2020)
Tax Bill	$4,752 (2025)
Deeds & Mortgages	Aug 2020 Sale May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094117D A 01700`

Property Details

APN / Parcel Number

Primary APN	`094117D A 01700`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	4,068 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,609 sqft
Lot Dimensions	135 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	722 sqft
Driveway	Driveway
Driveway Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	649 CENTRAL DR
City	FRANKLIN
State	TN
Zip	37064-3585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS @ LADD PARK SEC37 PB 68 PG 133 LOT 1217
Legal Subdivision	HIGHLANDS @ LADD PARK
Legal Lot Number	1217
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4086
Census Tract	51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 CENTRAL DR, FRANKLIN, TN 37064-3585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer MLJ ESCROW AND TITLE LLC, MLJ ESCROW & TITLE LLC
May 13, 2019	Special Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	May 13, 2019 · Amount on Record
Deed Document Number	20046972
Deed Book / Page	8166 / 658
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 31, 2020
Property Address	649 CENTRAL DR, FRANKLIN, TN 37064-3585
Document Number	0081660658
Book / Page	008166 / 000658
Instrument Date	Jun 30, 2020
Instrument	46972
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	MLJ ESCROW AND TITLE LLC, MLJ ESCROW & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,831.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CENTRAL DR FRANKLIN TN 370643585, FRANKLIN, TN 37064-3585

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 13, 2019
Property Address	649 CENTRAL DR, FRANKLIN, TN 37064-3585
Document Number	0076230103
Book / Page	7623 / 0103
Map Reference	MB P68 PG 133
Instrument Date	May 10, 2019
Instrument	19016931
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,655.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 COUNTRYWOOD DR, FRANKLIN, TN 37064-5523

Mortgage

Document Number	0019016932
Date	May 13, 2019
Instrument	19016932

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,752.00 (-40.67%)	$303,450 (+63.36%) Land $109,375 Building $194,075	$1,213,800 (+63.36%) Land $437,500 Building $776,300
2024	$8,010.00 (+1%)
2023	$4,005.00	$185,750 (-) Land $43,750 Building $142,000	$743,000 (-) Land $175,000 Building $568,000
2022	$4,005.00	$185,750 Land $43,750 Building $142,000	$743,000 Land $175,000 Building $568,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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