Williamson County property record for 643 Central Dr, Franklin, TN 37064
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 5,111 sqft · built 2019 |
| Lot Size | 0.294 acres (12,812 sqft) |
| Owner | Individual Name on File |
| Last Sale | $752,351 (Jul 2019) |
| Tax Bill | $5,523 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094117D A 01600 |
| Primary APN | 094117D A 01600 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,111 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,812 sqft |
| Lot Dimensions | 135 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 695 sqft |
| Driveway | Driveway |
| Driveway Area | 2,000 sqft |
| Pool Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 643 CENTRAL DR |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37064-3585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD HIGHLANDS @ LADD PARK SEC37 PB 68 PG 133 LOT 1216 |
| Legal Subdivision | HIGHLANDS @ LADD PARK |
| Legal Lot Number | 1216 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 12 |
| Census Block Group | 4 |
| Census Block | 4086 |
| Census Tract | 51002 |
Source: Williamson County records · APN 094117D A 01600
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 643 CENTRAL DR, FRANKLIN, TN 37064-3585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Jul 01, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jan 11, 2019 | Loan Modification, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2019 · Amount on Record |
| Deed Sale | Jul 01, 2019 · Amount on Record |
| Deed Document Number | 19024552 |
| Deed Book / Page | 7666 / 0874 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 643 CENTRAL DR, FRANKLIN, TN 37064-3585 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0085660959 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 8566/959 |
| Instrument | 21031233 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Jul 01, 2019 |
| Property Address | 643 CENTRAL DR, FRANKLIN, TN 37064-3585 |
| Document Number | 0076660874 |
| Book / Page | 7666 / 0874 |
| Map Reference | MB P68 PG 133 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 19024552 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,783.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 CENTRAL DR, FRANKLIN, TN 37064-3585 |
| Document Number | 0019024553 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 19024553 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Jan 11, 2019 |
| Property Address | 643 CENTRAL DR, FRANKLIN, TN 37064-3585 |
| Document Number | 0075400673 |
| Book / Page | 007540 / 000673 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 1284 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 643 CANTRELL AVE NASHVILLE TN 37215, NASHVILLE, TN 37215 |
| Document Number | 75400673 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 007540/000673 |
| Instrument | 1284 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Williamson County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Unified School District | Williamson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,523.00 (-41.62%) | $352,650 (+60.75%) Land $109,375 Building $243,275 | $1,410,600 (+60.75%) Land $437,500 Building $973,100 |
| 2024 | $9,460.00 (+1%) | ||
| 2023 | $4,730.00 (+3.14%) | $219,375 (-) Land $43,750 Building $175,625 | $877,500 (-) Land $175,000 Building $702,500 |
| 2022 | $4,586.00 | $219,375 Land $43,750 Building $175,625 | $877,500 Land $175,000 Building $702,500 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 43 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: MTE Holdings.
Based on FCC filings for 45 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MILCROFTON UTILITY DISTRICT serves 38,032 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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