512 Central Dr, Franklin, TN 37064 Property Records

Williamson County property record for 512 Central Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,811 sqft · built 2017
Lot Size	0.275 acres (11,986 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Apr 2019)
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094106M C 03100`

Property Details

APN / Parcel Number

Primary APN	`094106M C 03100`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,811 sqft Living Area
Gross Area	2,888 sqft
Attic	Attic
Attic Area	77 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Roof Material	Asphalt
Lot Area	11,986 sqft
Lot Dimensions	130 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	589 sqft
Driveway	Driveway
Driveway Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	512 CENTRAL DR
City	FRANKLIN
State	TN
Zip	37064-3389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS @ LADD PARK SEC33 PB 65 PG 51 LOT 1190
Legal Subdivision	HIGHLANDS @ LADD PARK
Legal Lot Number	1190
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4075
Census Tract	51002

Owner

512 Central Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Williamson County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	512 CENTRAL DR, FRANKLIN, TN 37064-3389
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY
Apr 10, 2019	Warranty Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY
Dec 12, 2017	Grant Deed, Transfer WINDMILL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on File
Deed Sale	Apr 10, 2019 · Amount on File
Prior Sale	Dec 12, 2017 · Amount on File
Deed Document Number	19012372
Deed Book / Page	7598 / 0157
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	512 CENTRAL DR, FRANKLIN, TN 37064-3389
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083770534
Date	Jan 14, 2021
Book Page	8377/534
Instrument	21002603

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	512 CENTRAL DR, FRANKLIN, TN 37064-3389
Document Number	0080120489
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 CENTRAL DR FRANKLIN TN 370643389, FRANKLIN, TN 37064-3389

Mortgage

Document Number	0080120489
Date	May 22, 2020
Book Page	008012/000489
Instrument	24146

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 10, 2019
Property Address	512 CENTRAL DR, FRANKLIN, TN 37064-3389
Document Number	0075980157
Book / Page	007598 / 000157
Instrument Date	Apr 3, 2019
Instrument	12372
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	LEHMAN TITLE AND ESCROW LLC, LEHMAN TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,109.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 CENTRAL DR FRANKLIN TN 370643389, FRANKLIN, TN 37064-3389

Mortgage

Document Number	75980160
Date	Apr 10, 2019
Book Page	007598/000160
Instrument	12373

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Dec 12, 2017
Property Address	512 CENTRAL DR, FRANKLIN, TN 37064-3389
Document Number	0072510010
Book / Page	007251 / 000010
Instrument Date	Dec 8, 2017
Instrument	50820
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	WINDMILL TITLE

Transaction

Amount	Amount on Record
Tax	$1,952.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 CENTRAL DR FRANKLIN TN 370643389, FRANKLIN, TN 37064-3389

Tax Assessment & Valuation

The 2025 property tax bill for 512 Central Dr was $4,009, down 39.9% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,009.00 (-39.91%)	$255,950 Land $100,625 Building $155,325	$1,023,800 Land $402,500 Building $621,300
2024	$6,672.00 (+1%)
2023	$3,336.00	$154,725 (-) Land $40,250 Building $114,475	$618,900 (-) Land $161,000 Building $457,900
2022	$3,336.00	$154,725 Land $40,250 Building $114,475	$618,900 Land $161,000 Building $457,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Central Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Central Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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