637 Bethabara Vw, Hayesville, NC 28904 Property Records

Clay County property record for 637 Bethabara Vw, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,563 sqft · built 2006
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Last Sale	$232,500 (Mar 2019)
Tax Bill	$1,461 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`640900515545`

Property Details

APN / Parcel Number

Primary APN	`640900515545`
Alternative APN	`617339000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	2,563 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	50,530 sqft (1.16 acres)

Location & Zoning

Account Number	617339000
Street Address	637 BETHABARA VW
City	HAYESVILLE
State	NC
Zip	28904-0729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BETHABARA VIEW SU
Legal Subdivision	BETHABARA VIEW SUBDIVISION
Legal Lot Number	12
Jurisdiction	CLAY NC
Township / Civil Division	SHOOTING CREEK
Census Block Group	2
Census Block	2007
Census Tract	950101

Owner

637 Bethabara Vw is owned by an individual who bought it in March 2019.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3215 SCOTT BROWN RD SE, FAIRMOUNT, GA 30139-3913
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2017	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Dec 12, 2005 · Amount on File
Deed Document Number	2019648
Deed Book / Page	428 / 170
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	637 BETHABARA VW, HAYESVILLE, NC 28904-0729
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000014/013
Date	Apr 5, 2017
Book Page	014/013
Instrument	2017000726

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 3, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 27, 2019
Property Address	637 BETHABARA VW, HAYESVILLE, NC 28904-0729
Document Number	00428/0170
Book / Page	428 / 0170
Map Reference	CAB 4 SL 1071
Instrument Date	Mar 19, 2019
Instrument	2019000648
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 SCOTT BROWN RD SE, FAIRMOUNT, GA 30139-3913

Mortgage

Document Number	2019000649
Date	Mar 27, 2019
Instrument	2019000649

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 637 Bethabara Vw was $1,461, up 22.8% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,461.00 (+22.77%)	$439,200 (+89.31%) Land $39,100 Building $400,100	$439,200 (+89.31%) Land $39,100 Building $400,100
2025	$1,190.00	$232,000 Land $38,700 Building $193,300	$232,000 Land $38,700 Building $193,300
2023	$1,090.00	$232,000 Land $38,700 Building $193,300	$232,000 Land $38,700 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Bethabara Vw in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Bethabara Vw is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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