154 Bethabara Vw, Hayesville, NC 28904 Property Records

Clay County property record for 154 Bethabara Vw, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 2005
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Dec 2005)
Tax Bill	$1,375 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`640900518723`

Property Details

APN / Parcel Number

Primary APN	`640900518723`
Alternative APN	`10212307`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	1,694 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	59,677 sqft (1.37 acres)

Location & Zoning

Account Number	10212307
Street Address	154 BETHABARA VW
City	HAYESVILLE
State	NC
Zip	28904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BETHABARA VIEW SU
Legal Subdivision	BETHABARA VIEW SUBDIVISION
Legal Lot Number	14
Jurisdiction	CLAY NC
Township / Civil Division	SHOOTING CREEK
Census Block Group	2
Census Block	2007
Census Tract	950101

Owner

Source: Clay County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1216, HAYESVILLE, NC 28904-1216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2005 · Amount on Record
Deed Sale	Dec 21, 2005 · Amount on Record
Deed Document Number	20056497
Deed Book / Page	299 / 58
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	154 BETHABARA VW, HAYESVILLE, NC 28904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014/007
Date	Sep 26, 2017
Book Page	014/007
Instrument	2017002029

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	154 BETHABARA VW, HAYESVILLE, NC 28904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	P15/14
Date	Nov 3, 2020
Book Page	P15/14
Instrument	2020002868

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,375.00 (+17.82%)	$411,500 (+81.2%) Land $33,700 Building $377,800	$411,500 (+81.2%) Land $33,700 Building $377,800
2025	$1,167.00 (+9.37%)	$227,100 (-) Land $32,800 Building $194,300	$227,100 (-) Land $32,800 Building $194,300
2023	$1,067.00	$227,100 Land $32,800 Building $194,300	$227,100 Land $32,800 Building $194,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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