297 Bethabara Vw, Hayesville, NC 28904 Property Records

Clay County property record for 297 Bethabara Vw, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,067 sqft · built 2006
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jul 2022)
Tax Bill	$1,450 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`640900625164`

Property Details

APN / Parcel Number

Primary APN	`640900625164`
Alternative APNs	`616049000` `621249000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	2,067 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	79,715 sqft (1.83 acres)

Location & Zoning

Account Number	621249000
Street Address	297 BETHABARA VW
City	HAYESVILLE
State	NC
Zip	28904-4990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BETHABARA VIEW SUB
Legal Subdivision	BETHABARA VIEW SUB
Legal Lot Number	6
Jurisdiction	CLAY NC
Township / Civil Division	SHOOTING CREEK
Census Block Group	2
Census Block	2007
Census Tract	950101

Owner

297 Bethabara Vw is owned and occupied by two individuals who bought it in July 2022.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	297 BETHABARA VW, HAYESVILLE, NC 28904-4990
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 27, 2022	Warranty Deed, Transfer
Dec 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Jan 27, 2022 · Amount on File
Deed Document Number	20221951
Deed Book / Page	467 / 22
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jul 21, 2022
Property Address	297 BETHABARA VW, HAYESVILLE, NC 28904-4990
Document Number	0000467/22
Book / Page	467 / 22
Map Reference	MB 5 PG 1076
Instrument Date	Jul 20, 2022
Instrument	2022001951
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8364 W US HIGHWAY 64, MURPHY, NC 28906-8551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 BETHABARA VW, HAYESVILLE, NC 28904-4990

Mortgage

Document Number	2022001952
Date	Jul 21, 2022
Instrument	2022001952

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jan 27, 2022
Property Address	297 BETHABARA VW, HAYESVILLE, NC 28904-4990
Document Number	000461/116
Book / Page	461 / 116
Map Reference	MB 5 PG 107
Instrument Date	Jan 25, 2022
Instrument	2022000204
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 CLEARWATER LAKE RD, CROSS CREEK, FL 32640-6201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8364 W US HIGHWAY 64, MURPHY, NC 28906-8551

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 11, 2017
Property Address	297 BETHABARA VW, HAYESVILLE, NC 28904-4990
Document Number	00415/0226
Book / Page	415 / 0226
Map Reference	CAB 5 SL 1076
Instrument Date	Dec 8, 2017
Instrument	2017002620
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13707 18TH PL E, BRADENTON, FL 34212-9179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CLEARWATER LAKE RD, HAWTHORNE, FL 32640-6201

Mortgage

Document Number	2017002621
Date	Dec 11, 2017
Instrument	2017002621

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 297 Bethabara Vw was $1,450, up 19.6% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,450.00 (+19.64%)	$435,800 (+84.04%) Land $53,300 Building $382,500	$435,800 (+84.04%) Land $53,300 Building $382,500
2025	$1,212.00	$236,800 Land $51,200 Building $185,600	$236,800 Land $51,200 Building $185,600
2023	$1,112.00	$236,800 Land $51,200 Building $185,600	$236,800 Land $51,200 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 297 Bethabara Vw in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 Bethabara Vw is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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