186 Bethabara Vw, Hayesville, NC 28904 Property Records

Clay County property record for 186 Bethabara Vw, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,520 sqft · built 2006
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (May 2025)
Tax Bill	$1,458 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit May 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`640900610754`

Property Details

APN / Parcel Number

Primary APN	`640900610754`
Alternative APNs	`620595000` `622988000` `624420000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	2,520 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	53,579 sqft (1.23 acres)

Location & Zoning

Account Number	624420000
Street Address	186 BETHABARA VW
City	HAYESVILLE
State	NC
Zip	28904-0770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BETHABARA VIEW SU
Legal Subdivision	BETHABARA VIEW SUBDIVISION
Legal Lot Number	15
Jurisdiction	CLAY NC
Township / Civil Division	SHOOTING CREEK
Census Block Group	2
Census Block	2007
Census Tract	950101

Owner

186 Bethabara Vw is owned by two individuals who bought it in May 2025.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2800 STILESBORO RD NW, KENNESAW, GA 30152-4137
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
May 27, 2025	Warranty Deed, Transfer
Jan 3, 2024	Warranty Deed, Transfer
Jan 3, 2024	Warranty Deed, Transfer
Dec 14, 2021	Warranty Deed, Transfer
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on File
Deed Sale	May 27, 2025 · Amount on File
Prior Sale	Sep 28, 2021 · Amount on File
Deed Document Number	20251035
Deed Book / Page	487 / 56
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	186 BETHABARA VW, HAYESVILLE, NC 28904-0770
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30112 TOKARA TER, MOUNT DORA, FL 32757-7892
Investor	Possibly a Property Investor

Mortgage

Document Number	0000V15/41
Date	Mar 5, 2021
Book Page	V15/41
Instrument	2021000745

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	May 27, 2025
Property Address	186 BETHABARA VW, HAYESVILLE, NC 28904-0770
Document Number	0000487/56
Book / Page	487 / 56
Map Reference	CAB 4 SL 1071
Instrument Date	May 27, 2025
Instrument	2025001035
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1048, HAYESVILLE, NC 28904-1048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2800 STILESBORO RD NW, KENNESAW, GA 30152-4137

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jan 3, 2024
Property Address	186 BETHABARA VW, HAYESVILLE, NC 28904
Document Number	000481/174
Book / Page	481 / 174
Map Reference	CAB 4 SL 1071
Instrument Date	Dec 19, 2023
Instrument	2024000017
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7824 EAGLES FLIGHT LN, FORT MYERS, FL 33912-1871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BETHABARA VW, HAYESVILLE, NC 28904

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jan 3, 2024
Property Address	186 BETHABARA VW, HAYESVILLE, NC 28904-0770
Document Number	000481/174
Book / Page	481 / 174
Map Reference	CAB 4 SL 1071
Instrument Date	Dec 19, 2023
Instrument	2024000017
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7824 EAGLES FLIGHT LN, FORT MYERS, FL 33912-1871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BETHABARA VW, HAYESVILLE, NC 28904-0770

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 14, 2021
Property Address	186 BETHABARA VW, HAYESVILLE, NC 28904-0770
Document Number	0000460/72
Book / Page	460 / 72
Map Reference	CAB 4 SL 1071
Instrument Date	Dec 3, 2021
Instrument	2021004090
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7824 EAGLES FLIGHT LN, FORT MYERS, FL 33912-1871

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Sep 28, 2021
Property Address	186 BETHABARA VW, HAYESVILLE, NC 28904-0770
Document Number	000457/120
Book / Page	457 / 120
Map Reference	CAB 4 SL 1071
Instrument Date	Sep 27, 2021
Instrument	2021003170
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1610, HAYESVILLE, NC 28904-1610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7824 EAGLES FLIGHT LN, FORT MYERS, FL 33912-1871

Mortgage

Document Number	2021003171
Date	Sep 28, 2021
Instrument	2021003171

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 186 Bethabara Vw was $1,458, up 31% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,458.00 (+31%)	$438,300 (+103.2%) Land $32,300 Building $406,000	$438,300 (+103.2%) Land $32,300 Building $406,000
2025	$1,113.00	$215,700 Land $31,700 Building $184,000	$215,700 Land $31,700 Building $184,000
2023	$1,013.00	$215,700 Land $31,700 Building $184,000	$215,700 Land $31,700 Building $184,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 186 Bethabara Vw in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Bethabara Vw is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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