6364 Cotswold Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 6364 Cotswold Ln, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,074 sqft · built 1987
Lot Size	1.27 acres (55,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Jul 2007)
Tax Bill	$7,580 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`274B092A`

Property Details

APN / Parcel Number

Primary APN	`274B092A`
Alternative APN	`1622177005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,074 sqft Living Area
Gross Area	3,876 sqft
1st Floor Area	2,074 sqft
Basement Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	55,427 sqft
Garage Area	713 sqft
Driveway	Driveway
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6364 COTSWOLD LN
City	CHERRY VALLEY
State	IL
Zip	61016-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	EXC N 13 FT TRI TR BY 84-19-2157 THORNE LEDGE ANNEX BNG A SUB OF PT W 3/4 NW1/4 SEC 22-43-2 ALL LOT 8
Legal Range	2
Legal Township	43
Legal Section	22
Legal Subdivision	THORNE LEDGE ANNEX
Legal Tract	BY
Legal Lot Number	8
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3037
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6364 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2007 · Amount on Record
Deed Sale	Jul 3, 2007 · Amount on Record
Deed Document Number	2007743920
Last Transfer Date	Apr 9, 2021
Transfer Doc	0000013230
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 19, 2021
Property Address	6364 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751
Document Number	0000013230
Map Reference	PB 37 PG 61B
Instrument Date	Apr 9, 2021
Instrument	2113230
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6364 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751

Mortgage

Document Number	0000013231
Date	Apr 19, 2021
Instrument	2113231

Lender

Name	HOLCOMB STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.38%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,580.00	$113,114 (+31.52%) Land $17,227 Building $95,887	$339,342 (+31.52%) Land $51,681 Building $287,661
2022	Homeowner's exemption	$86,005 Land $13,203 Building $72,802	$258,015 Land $39,609 Building $218,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35