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6236 Cotswold Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 6236 Cotswold Ln, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,344 sqft · built 1981
Lot Size0.755 acres (32,875 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (May 2025)
Tax Bill$5,587 (2025)
Deeds & MortgagesMay 2023 Transfer
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN274B077

Property Details

APN / Parcel Number

Primary APN274B077
Alternative APN
  • 1622126019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,344 sqft Living Area
Gross Area4,008 sqft
1st Floor Area1,336 sqft
Basement Area664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeFrame
Roof MaterialAsphalt
Lot Area32,875 sqft (0.755 acres)
Garage Area576 sqft
DrivewayDriveway
Deck Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address6236 COTSWOLD LN
CityCHERRY VALLEY
StateIL
Zip61016-9751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPLAT 5 OF THORNE LEDGE OF PT OF THE WEST 3/4 OF NW 1/4 SEC 22-43-2 LOT 067
Legal Range2
Legal Township43
Legal Section22
Legal SubdivisionTHORNELEDGE 5
Legal Lot Number067
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group3
Census Block3037
Census Tract3705

Owner

6236 Cotswold Ln is owned and occupied by two individuals who bought it in May 2025.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address6236 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 23, 2017Deed of Trust, Mortgage · Conventional with PMI
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2025 · Amount on File
Deed SaleMay 23, 2025 · Amount on File
Prior SaleNov 26, 1999 · Amount on File
Deed Document Number202512507
Prior Transfer DateMay 22, 2023
Prior Transfer Doc0000011390
Record UpdatedSep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateMay 26, 2023
Property Address6236 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751
Document Number0000011390
Map ReferenceBK36 PG121
Instrument DateMay 24, 2023
Instrument2311390
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6236 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751

Transferred To (Grantee/Buyer)

NameVerified Name
Address6236 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address6236 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751
Document Number0001002936
Instrument DateJan 23, 2017
Transaction TypeMortgage
Record UpdatedFeb 15, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6236 COTSWOLD LN CHERRY VALLEY IL 610169751, CHERRY VALLEY, IL 61016-9751

Mortgage

Document Number0001002936
DateJan 30, 2017
Instrument1002936
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6236 Cotswold Ln was $5,587.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,587.00$89,956 Land $11,484 Building $78,472$269,868 Land $34,452 Building $235,416
2022Homeowner's exemption$65,053 Land $8,800 Building $56,253$195,159 Land $26,400 Building $168,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6236 Cotswold Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6236 Cotswold Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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