Winnebago County property record for 6328 Cotswold Ln, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,894 sqft · built 1979 |
| Lot Size | 0.583 acres (25,377 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Sep 2019) |
| Tax Bill | $5,188 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 274B080 |
| Primary APN | 274B080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,034 sqft Living Area |
| Gross Area | 3,784 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 25,377 sqft (0.583 acres) |
| Garage Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 274B080 |
|---|---|
| Street Address | 6328 COTSWOLD LN |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 5 OF THORNE LEDGE OF PT OF THE WEST 3/4 OF NW 1/4 SEC 22-43-2 LOT 070 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 22 |
| Legal Subdivision | THORNE LEDGE 5 |
| Legal Lot Number | 070 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 3705 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6328 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on Record |
| Deed Sale | Sep 6, 2019 · Amount on Record |
| Deed Document Number | 20191030030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 6, 2019 |
| Property Address | 6328 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751 |
| Document Number | 0001030030 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 1030030 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6328 COTSWOLD LN CHERRY VALLEY IL 610169751, CHERRY VALLEY, IL 61016-9751 |
| Document Number | 1030032 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 1030032 |
| Name | MIDWEST CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,188.00 | $81,816 (+27.51%) Land $11,484 Building $70,332 | $245,448 (+27.51%) Land $34,452 Building $210,996 |
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $64,164 Land $8,800 Building $55,364 | $192,492 Land $26,400 Building $166,092 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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