6202 Cotswold Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 6202 Cotswold Ln, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,093 sqft · built 1978
Lot Size	1.23 acres (53,677 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (May 2018)
Tax Bill	$6,791 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`274B065`

Property Details

APN / Parcel Number

Primary APN	`274B065`
Alternative APN	`1622126018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,883 sqft Living Area
1st Floor Area	1,395 sqft
Basement Area	1,395 sqft
Finished Basement	1,395 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Roof Material	Asphalt
Lot Area	53,677 sqft
Garage Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6202 COTSWOLD LN
City	CHERRY VALLEY
State	IL
Zip	61016-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT 4 OF THORNE LEDGE PT W 3/4 OF NW1/4 SEC 22-43-2 LOT 055
Legal Range	2
Legal Township	43
Legal Section	22
Legal Subdivision	THORNELEDGE 4
Legal Lot Number	055
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3037
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6202 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
May 17, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Sep 29, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	20181013771
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	6202 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751
Document Number	0001031251
Instrument Date	Oct 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6202 COTSWOLD LN CHERRY VALLEY IL 610169751, CHERRY VALLEY, IL 61016-9751

Mortgage

Document Number	0001031251
Date	Oct 16, 2020
Instrument	1031251

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2035

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 17, 2018
Property Address	6202 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751
Document Number	0001013771
Instrument Date	Apr 18, 2018
Instrument	1013771
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 HUNTINGTON BLVD HOFFMAN ESTATES IL 601921650, HOFFMAN ESTATES, IL 60192-1650

Mortgage

Document Number	1013772
Date	May 17, 2018
Instrument	1013772

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 29, 2017
Property Address	6202 COTSWOLD LN, CHERRY VALLEY, IL 61016-9751
Document Number	0001031167
Instrument Date	Sep 26, 2017
Instrument	1031167
Transaction Type	Foreclosure
Record Updated	Oct 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,791.00	$101,967 (+34.45%) Land $11,484 Building $90,483	$305,901 (+34.45%) Land $34,452 Building $271,449
2022	Homeowner's exemption	$75,840 Land $8,800 Building $67,040	$227,520 Land $26,400 Building $201,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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