636 Via Espiritu, San Clemente, CA 92672 Property Records

Orange County property record for 636 Via Espiritu, San Clemente, CA 92672

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,698 sqft · built 1985
Owner	2 Trust Names on File
Last Sale	$715,000 (Aug 2016)
Tax Bill	$8,385 (2025)
Deeds & Mortgages	Jul 2026 Transfer May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`930-074-68`

Property Details

APN / Parcel Number

Primary APN	`930-074-68`
Alternative APN	`688-111-15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,698 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Garage Type	Carport
Garage Area	469 sqft
Carport	Carport
Carport Area	469 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	636 VIA ESPIRITU
City	SAN CLEMENTE
State	CA
Zip	92672-6003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 12283 BLK LOT 3 UN 50 TR 12283 LOT 3 UNIT 50 OF PROJECT LOCATED ON AP
Legal Subdivision	VILLAGIO
Legal Tract	12283
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42109

Owner

636 Via Espiritu, a condominium, is owner-occupied and held in a trust since July 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	636 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jul 25, 2019	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY
Jul 25, 2016	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2016 · Amount on File
Deed Sale	Aug 30, 2016 · Amount on File
Prior Sale	Sep 7, 2011 · Amount on File
Deed Document Number	2016414286
Last Transfer Date	Jul 9, 2026
Transfer Doc	0000209125
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 22, 2026
Property Address	636 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6003
Document Number	0000209125
Instrument Date	Jul 9, 2026
Instrument	2026209125
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	636 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6003

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	636 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243907
Date	May 29, 2020
Instrument	2020000243907

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	636 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417472
Date	Aug 18, 2020
Instrument	2020000417472

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	636 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6003
Document Number	0000282996
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	636 VIA ESPIRITU SAN CLEMENTE CA 926726003, SAN CLEMENTE, CA 92672-6003

Mortgage

Document Number	0000282996
Date	Aug 2, 2019
Instrument	282996

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	636 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6003
Document Number	0000276618
Instrument Date	Jul 25, 2016
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	636 VIA ESPIRITU SAN CLEMENTE CA 926726003, SAN CLEMENTE, CA 92672-6003

Mortgage

Document Number	0000276618
Date	Jul 30, 2019
Instrument	276618

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 636 Via Espiritu was $8,385, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$846,411 (+2%) Land $690,539 Building $155,872
2025	$8,385.00 (+1.69%)	$829,815 Land $676,999 Building $152,816
2024	$8,246.00 (+2.17%)
2023	$8,071.00 (+1.93%)	$797,594 Land $650,711 Building $146,883
2022	$7,918.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 636 Via Espiritu in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Via Espiritu is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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