626 Via Espiritu, San Clemente, CA 92672 Property Records

Orange County property record for 626 Via Espiritu, San Clemente, CA 92672

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,831 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$765,000 (Jun 2018)
Tax Bill	$8,795 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`930-074-73`

Property Details

APN / Parcel Number

Primary APN	`930-074-73`
Alternative APN	`688-111-15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,831 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Garage Type	Carport
Garage Area	469 sqft
Carport	Carport
Carport Area	469 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	626 VIA ESPIRITU
City	SAN CLEMENTE
State	CA
Zip	92672-6003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 12283 BLK LOT 3 UN 55 TR 12283 LOT 3 UNIT 55 OF PROJECT LOCATED ON AP
Legal Subdivision	VILLAGIO
Legal Tract	12283
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	626 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jun 5, 2018	Grant Deed, Transfer · Commercial Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Dec 28, 2006 · Amount on Record
Deed Document Number	2018206101
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	626 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6003
Document Number	0000378438
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 VIA ESPIRITU SAN CLEMENTE CA 926726003, SAN CLEMENTE, CA 92672-6003

Mortgage

Document Number	0000378438
Date	Oct 1, 2019
Instrument	378438

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Sep 30, 2044

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 5, 2018
Property Address	626 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6003
Document Number	0000206101
Map Reference	MB540 PG6-13
Instrument Date	May 4, 2018
Instrument	2018000206101
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ENTITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	626 VIA ESPIRITU, SAN CLEMENTE, CA 92672-6003

Mortgage

Document Number	0000206103
Date	Jun 5, 2018
Instrument	2018000206103

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000206102
Date	Jun 5, 2018
Instrument	2018000206102

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$887,845 (+2%) Land $716,086 Building $171,759
2025	$8,795.00 (+3.89%)	$870,437 (+4.04%) Land $702,045 Building $168,392
2023	$8,466.00 (+1.95%)	$836,638 Land $674,784 Building $161,854
2022	$8,304.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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