636 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 636 Gates St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,245 sqft · built 1943
Lot Size0.195 acres (8,483 sqft)
OwnerIndividual Name on File
Last Sale$97,000 (Feb 1996)
Tax Bill$4,895 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-27-433-009

Property Details

APN / Parcel Number

Primary APN15-27-433-009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,245 sqft Living Area
Gross Area3,206 sqft
Basement Area830 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Construction TypeFrame
Lot Area8,483 sqft (0.195 acres)
Lot Dimensions169 ft deep x 50 ft wide
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch

Location & Zoning

Street Address636 GATES ST
CityAURORA
StateIL
Zip60505-5314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGATES RESUBDN : LOT 10 BLK 10 LOT DIMENSIONS: 50 X 169.66 APPROX LOT SQ FT 8483 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal SubdivisionGATES RESUB
Legal Block10
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group2
Census Block2015
Census Tract854302

Owner

636 Gates St is owned and occupied by an individual who acquired it in October 2002.

Source: Kane County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address636 GATES ST, AURORA, IL 60505-5314
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 1996 · Amount on File
Deed SaleFeb 23, 1996 · Amount on File
Deed Document Number199613053
Last Transfer DateOct 31, 2002
Transfer Doc0000158069
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateOct 15, 2026
Property Address636 GATES ST, AURORA, IL 60505-5314
Document Number0000044529
Instrument DateSep 14, 2026
Instrument202644529
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 GATES ST, AURORA, IL 60505-5314

Mortgage

Document Number0000044529,
DateOct 15, 2026
Instrument202644529
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 14, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 636 Gates St was $4,895 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,895.00 Homeowner's exemption$82,957 (+9.39%) Land $7,006 Building $75,951$248,971 (+9.39%) Land $21,026 Building $227,944
2024$75,836 Land $6,405 Building $69,431$227,599 Land $19,223 Building $208,376
2022$4,241.00 (+1.9%) Homeowner's exemption$61,824 (+7.41%) Land $5,222 Building $56,602$185,472 (+7.41%) Land $15,666 Building $169,806
2021$4,162.00 Homeowner's exemption$57,559 Land $4,862 Building $52,697$172,677 Land $14,586 Building $158,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 636 Gates St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims19 (1983–2021)
Claims Outside the SFHA2 of 19
Most Recent ClaimMar 2021 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Gates St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

Nearby Properties on Gates St

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