1. Home
  2. Illinois
  3. Aurora
  4. Gates St

644 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 644 Gates St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 770 sqft · built 1929
Lot Size0.203 acres (8,844 sqft)
Owner2 Individual Names on Record
Last Sale$152,000 (Oct 2017)
Tax Bill$2,197 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-27-433-011

Property Details

APN / Parcel Number

Primary APN15-27-433-011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area770 sqft Living Area
Gross Area2,272 sqft
1st Floor Area770 sqft
Basement Area770 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Construction TypeFrame
Lot Area8,844 sqft (0.203 acres)
Lot Dimensions188 ft deep x 47 ft wide
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Location & Zoning

Street Address644 GATES ST
CityAURORA
StateIL
Zip60505-5314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGATES RESUBDN LOT 12 BLK 10 LOT DIMENSIONS: 47 X 188.18 APPROX LOT SQ FT 8844 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal SubdivisionGATES RESUBDN
Legal Block10
Legal Lot Number12
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group2
Census Block2015
Census Tract854302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address644 GATES ST, AURORA, IL 60505-5314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2017 · Amount on Record
Deed SaleOct 27, 2017 · Amount on Record
Prior SaleNov 30, 1999 · Amount on Record
Deed Document Number201756510
Prior Transfer DateNov 26, 1997
Prior Transfer Doc0000086360
Record UpdatedOct 29, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 27, 2017
Property Address644 GATES ST, AURORA, IL 60505-5314
Document Number0000056510
Instrument DateOct 13, 2017
Instrument2017K056510
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$152.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1104 LORLYN CIR, BATAVIA, IL 60510-1774

Mortgage

Document Number0000056511
DateOct 27, 2017
Instrument2017K056511
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,197.00 (-6.71%) Homeowner's exemption$49,645 (+9.39%) Land $6,649 Building $42,996$148,995 (+9.39%) Land $19,955 Building $129,040
2024$45,383 (+22.66%) Land $6,078 Building $39,305$136,203 (+22.71%) Land $18,241 Building $117,962
2022$2,355.00 (+2.57%) Homeowner's exemption$36,998 (+7.41%) Land $4,955 Building $32,043$110,994 (+7.41%) Land $14,865 Building $96,129
2021$2,296.00 Homeowner's exemption$34,445 Land $4,613 Building $29,832$103,335 Land $13,839 Building $89,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims19 (1983–2021)
Claims Outside the SFHA2 of 19
Most Recent ClaimMar 2021 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

Nearby Properties on Gates St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures