640 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 640 Gates St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1931
Lot Size0.202 acres (8,806 sqft)
Owner2 Individual Names on File
Last Sale$39,000 (Nov 2012)
Tax Bill$4,153 (2025)
Flood ZoneZone X (minimal risk)
APN15-27-433-010

Property Details

APN / Parcel Number

Primary APN15-27-433-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
Gross Area2,720 sqft
Basement Area816 sqft

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Construction TypeFrame
Lot Area8,806 sqft (0.202 acres)
Lot Dimensions176 ft deep x 50 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Location & Zoning

Street Address640 GATES ST
CityAURORA
StateIL
Zip60505-5314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGATES RESUBDN : LOT 11 BLK 10 LOT DIMENSIONS: 50 X 176.12 APPROX LOT SQ FT 8806 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal SubdivisionGATES RESUB
Legal Block10
Legal Lot Number11
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group2
Census Block2015
Census Tract854302

Owner

640 Gates St is owned by two individuals who acquired it in February 2013.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address376 MARION AVE, AURORA, IL 60505-4704
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2012 · Amount on File
Deed SaleNov 2, 2012 · Amount on File
Prior SaleOct 5, 2012
Deed Document Number201276642
Last Transfer DateFeb 26, 2013
Transfer Doc0000019827
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 640 Gates St was $4,153.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,153.00$63,601 (+9.39%) Land $7,006 Building $56,595$190,879 (+9.39%) Land $21,026 Building $169,853
2024$58,142 Land $6,405 Building $51,737$174,496 Land $19,223 Building $155,273
2022$3,601.00 (+1.09%)$47,400 (+7.41%) Land $5,222 Building $42,178$142,200 (+7.41%) Land $15,666 Building $126,534
2021$3,562.00$44,130 Land $4,862 Building $39,268$132,390 Land $14,586 Building $117,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Gates St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims19 (1983–2021)
Claims Outside the SFHA2 of 19
Most Recent ClaimMar 2021 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Gates St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

Nearby Properties on Gates St

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