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628 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 628 Gates St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,253 sqft · built 1943
Lot Size0.18 acres (7,836 sqft)
OwnerIndividual Name on File
Last Sale$159,000 (Nov 2018)
Tax Bill$4,051 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-27-433-007

Property Details

APN / Parcel Number

Primary APN15-27-433-007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,253 sqft Living Area
Gross Area2,279 sqft
Basement Area626 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Construction TypeFrame
Lot Area7,836 sqft (0.18 acres)
Lot Dimensions156 ft deep x 50 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address628 GATES ST
CityAURORA
StateIL
Zip60505-5314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGATES RESUBDN : LOT 8 BLK 10 LOT DIMENSIONS: 50 X 156.71 APPROX LOT SQ FT 7836 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal SubdivisionGATES RESUB
Legal Block10
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group2
Census Block2015
Census Tract854302

Owner

628 Gates St is owned and occupied by an individual who bought it in November 2018.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address628 GATES ST, AURORA, IL 60505-5314
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2018 · Amount on File
Deed SaleNov 9, 2018 · Amount on File
Deed Document Number201854861
Record UpdatedOct 29, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 9, 2018
Property Address628 GATES ST, AURORA, IL 60505-5314
Document Number0000054861
Instrument DateOct 22, 2018
Instrument2018K054861
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$159.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 GATES ST, AURORA, IL 60505-5314

Mortgage

Document Number0000054862
DateNov 9, 2018
Instrument2018K054862
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 628 Gates St was $4,051 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,051.00 Homeowner's exemption$70,039 (+9.39%) Land $6,839 Building $63,200$210,201 (+9.39%) Land $20,525 Building $189,676
2024$64,027 Land $6,252 Building $57,775$192,158 Land $18,764 Building $173,394
2022$3,509.00 (+2.07%) Homeowner's exemption$52,197 (+7.41%) Land $5,097 Building $47,100$156,591 (+7.41%) Land $15,291 Building $141,300
2021$3,438.00 Homeowner's exemption$48,596 Land $4,745 Building $43,851$145,788 Land $14,235 Building $131,553

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 Gates St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims19 (1983–2021)
Claims Outside the SFHA2 of 19
Most Recent ClaimMar 2021 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Gates St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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