636 Bangs St, Aurora, IL 60505 Property Records

Kane County property record for 636 Bangs St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1926
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Dec 2025)
Tax Bill	$3,539 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-431-008`

Property Details

APN / Parcel Number

Primary APN	`15-27-431-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	925 sqft
Basement Area	925 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	636 BANGS ST
City	AURORA
State	IL
Zip	60505-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GATES RESUB : LOT 3 BLK 8
Legal Subdivision	GATES RESUB
Legal Block	8
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2004
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	636 BANGS ST, AURORA, IL 60505-5310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE INVESTORS INC
Sep 29, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Oct 6, 2015 · Amount on Record
Deed Document Number	202548412
Prior Transfer Date	Sep 6, 2023
Prior Transfer Doc	0000033982
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	636 BANGS ST, AURORA, IL 60505-5310
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 BANGS ST, AURORA, IL 60505-5310

Mortgage

Document Number	0000010307
Date	Mar 24, 2025
Instrument	2025K010307

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	247 Months
Due	Oct 1, 2045

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 5, 2025
Property Address	636 BANGS ST, AURORA, IL 60505-5310
Document Number	0000048412
Instrument Date	Nov 6, 2025
Instrument	2025K048412
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	636 BANGS ST, AURORA, IL 60505-5310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 BANGS ST, AURORA, IL 60505-5310

Mortgage

Document Number	0000048413
Date	Dec 5, 2025
Instrument	2025K048413

Lender

Name	DIRECT MORTGAGE INVESTORS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate	5.99%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 29, 2023
Property Address	636 BANGS ST, AURORA, IL 60505-5310
Document Number	0000033982
Instrument Date	Sep 6, 2023
Instrument	2023K033982
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	636 BANGS ST, AURORA, IL 60505-5310

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,539.00 (+5.67%)	$62,198 (+9.39%) Land $7,626 Building $54,572	$186,669 (+9.39%) Land $22,887 Building $163,782
2024	$3,349.00 (+14.61%) Homeowner's exemption	$56,859 (+27.88%) Land $6,971 Building $49,888	$170,645 (+27.93%) Land $20,921 Building $149,724
2022	$2,922.00 (+2.28%) Homeowner's exemption	$44,463 (+7.41%) Land $5,683 Building $38,780	$133,389 (+7.41%) Land $17,049 Building $116,340
2021	$2,857.00 Homeowner's exemption	$41,396 Land $5,291 Building $36,105	$124,188 Land $15,873 Building $108,315

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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