631 Bangs St, Aurora, IL 60505 Property Records

Kane County property record for 631 Bangs St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,098 sqft · built 1926
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Nov 2021)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-430-020`

Property Details

APN / Parcel Number

Primary APN	`15-27-430-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,098 sqft
Basement Area	1,098 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Porch	Enclosed Porch

Location & Zoning

Street Address	631 BANGS ST
City	AURORA
State	IL
Zip	60505-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GATES RESUBDN : LOT 17 BLK 7 LOT DIMENSIONS: 50 X 132 APPROX LOT SQ FT 6600 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	GATES RESUB
Legal Block	7
Legal Lot Number	17
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2003
Census Tract	854301

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	631 BANGS ST, AURORA, IL 60505-5309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 12, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 12, 2018	Loan Modification, Mortgage · Conventional Mortgage CITIMORTGAGE IN #2005-RP2 (CE)
Mar 12, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	202187667
Prior Transfer Date	Jan 24, 2000
Prior Transfer Doc	0000011237
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 22, 2021
Property Address	631 BANGS ST, AURORA, IL 60505-5309
Document Number	0000087667
Instrument Date	Nov 22, 2021
Instrument	2021K087667
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 BANGS ST, 631, AURORA, IL 60505-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 2ND AVE, AURORA, IL 60505-3654

Mortgage

Document Number	0000087668
Date	Nov 22, 2021
Instrument	2021K087668

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	631 BANGS ST, AURORA, IL 60505-5309
Document Number	0000015677
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	631 BANGS ST AURORA IL 605055309, AURORA, IL 60505-5309

Mortgage

Document Number	0000015677
Date	Apr 6, 2018
Instrument	15677

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	631 BANGS ST, AURORA, IL 60505-5309
Document Number	0000022148
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000022148
Date	May 14, 2018
Instrument	22148

Lender

Name	CITIMORTGAGE IN #2005-RP2 (CE)
Address	O'FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	631 BANGS ST, AURORA, IL 60505-5309
Document Number	0000020956
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	631 BANGS ST AURORA IL 605055309, AURORA, IL 60505-5309

Mortgage

Document Number	0000020956
Date	May 8, 2018
Instrument	20956

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (+19.46%) Homeowner's exemption
2024		$53,457 (+26.33%) Land $6,971 Building $46,486	$160,435 (+26.38%) Land $20,921 Building $139,514
2022	$2,759.00 (+2.34%) Homeowner's exemption	$42,317 (+7.41%) Land $5,683 Building $36,634	$126,951 (+7.41%) Land $17,049 Building $109,902
2021	$2,696.00 Homeowner's exemption	$39,398 Land $5,291 Building $34,107	$118,194 Land $15,873 Building $102,321

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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