628 Bangs St, Aurora, IL 60505 Property Records

Kane County property record for 628 Bangs St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,518 sqft · built 1920
Lot Size	0.203 acres (8,844 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,682 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-431-006`

Property Details

APN / Parcel Number

Primary APN	`15-27-431-006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,518 sqft Living Area
Gross Area	4,010 sqft
Basement Area	919 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	8,844 sqft (0.203 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	628 BANGS ST
City	AURORA
State	IL
Zip	60505-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GATES RESUBDN : LOT 1 BLK 8
Legal Subdivision	GATES RESUB
Legal Block	8
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2004
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 BANGS ST, AURORA, IL 60505-5310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 26, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 26, 2018	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020
Deed Sale	Nov 30, 2020
Prior Sale	Jun 3, 2009
Deed Document Number	202073939
Prior Transfer Date	May 18, 2009
Prior Transfer Doc	0000019158
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	628 BANGS ST, AURORA, IL 60505-5310
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 BANGS ST, AURORA, IL 60505-5310

Mortgage

Document Number	0000001399
Date	Jan 12, 2026
Instrument	2026K001399

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate	6.37%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	628 BANGS ST, AURORA, IL 60505-5310
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 BANGS ST, AURORA, IL 60505-5310

Mortgage

Document Number	0000013099
Date	Apr 26, 2023
Instrument	2023K013099

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	628 BANGS ST, AURORA, IL 60505-5310
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052175
Date	Oct 26, 2022
Instrument	2022K052175

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.99%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	628 BANGS ST, AURORA, IL 60505-5310
Document Number	0000073456
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	628 HANGS ST AURORA IL 60505, AURORA, IL 60505

Mortgage

Document Number	0000073456
Date	Nov 30, 2020
Instrument	73456

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 26, 2018
Property Address	628 BANGS ST, AURORA, IL 60505-5310
Document Number	0000019116
Instrument Date	Apr 4, 2018
Instrument	19116
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	628 BANGS ST AURORA IL 605055310, AURORA, IL 60505-5310

Mortgage

Document Number	19117
Date	Apr 26, 2018
Instrument	19117

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,682.00 (+20.28%) Homeowner's exemption Disabled Person's exemption	$97,007 (+9.39%) Land $10,218 Building $86,789	$291,137 (+9.39%) Land $30,666 Building $260,471
2024		$88,680 (+26.35%) Land $9,341 Building $79,339	$266,146 (+26.4%) Land $28,034 Building $238,112
2022	$4,724.00 (+2.05%) Disabled Person's exemption	$70,188 (+7.41%) Land $7,615 Building $62,573	$210,564 (+7.41%) Land $22,845 Building $187,719
2021	$4,629.00 Disabled Person's exemption	$65,346 Land $7,090 Building $58,256	$196,038 Land $21,270 Building $174,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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